JAKARTA - Acting Head of DKI Jakarta Public Housing and Settlement Areas, Sarjoko admitted that many low-income or poor residents did not pass the selection for recipients of IDR 0 DP houses.

Based on data as of March 5, the IDR 0 DP house in Pondok Kelapa has just sold 599 units of the 780 housing units provided. In fact, there are 37,405 applicants who are interested in staying there.

Unfortunately, many of them do not pass bank verification. One of the factors is because they have other installments and may not be able to pay credit every month.

Therefore, this subordinate of the Governor of DKI Jakarta Anies Baswedan suggested that residents who do not qualify to receive a DP house of Rp0 are better off choosing a simple rented flat (rusunawa).

"For a group that is still not in accordance with banking regulations, we prioritize obtaining a flat while arranging their financial condition," Sarjoko said in his statement, Wednesday, March 17.

Sarjoko said that currently his party is preparing a mechanism so that groups with low income can comply with banking regulations and the existing installment system can remain light and affordable. However, while they were asked to stay in the flat.

"The hope is, with access to inexpensive Rusunawa, complete facilities, and cheap transportation facilities, it will be easier for you to organize your finances to buy a house that belongs to you," he said.

In addition, Sarjoko said that the DKI Jakarta Provincial Government has also raised the limit of the highest income for IDR 0 DP homeowners, which was previously IDR 7 million to IDR 14.8 million.

He said this followed the direction of the central government, namely the Regulation of the Minister of Public Works and Housing Number 10/PRT/M/2019 concerning Criteria for Low-Income Communities and Requirements for Ease of Acquiring Houses for Low-Income Communities.

However, in the regulation of the Minister of Public Works and Housing, it is stipulated that the maximum household income limit for low-income people is IDR 12.3 million. This number is lower than that in DKI.

Sarjoko said that the amount determined by them exceeded the ministerial regulation limit because there were certain calculations. This is because the price of land in Jakarta is different from other regions.

"The calculation is adjusted for inflation and price disparities, especially on the expensive land price in Jakarta compared to other regions in Indonesia," said Sarjoko.


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