Minister of State Secretary (Mensesneg) Pratikno said the relevant ministries would provide an explanation regarding the Public Housing Savings (Tapera) which became a polemic.

This was conveyed when he was asked about the contributions that cut workers' salaries and became the focus of many parties. He said, later the PUPR Ministry as the holder of the initiative permit with the Ministry of Finance would provide an explanation.

"The initiative permit is from the Ministry of PUPR. Later, the Ministry of PUPR, the Ministry of Finance, and related ministries will explain," Pratikno told reporters at the Ministry of State Secretariat building, Veterans, Central Jakarta, Thursday, May 30.

Even so, Pratikno said the government had held a coordination meeting on Tapera's policies. However, he admitted that he did not know the points of the conversation because he did not follow.

Yesterday's coordination meeting. I did not attend the coordination meeting. Later, the relevant ministries will explain," he said.

As previously reported, Tapera-related regulations are contained in Government Regulation (PP) 21/2024 which is a change from PP 25/2020. This regulation was signed by President Joko Widodo (Jokowi) on Monday, May 20.

Classification of groups that are required to take part in the program, namely ASN, TNI, POLRI, BUMN/BUMD workers and private workers.

The regulation states that employers are obliged to pay participant deposits whose obligations are and collect participants' savings from workers.

The amount of the contribution is set at 3 percent of the salary or wages for Workers Participants and income for Independent Workers Participants. For Workers Participants, it is borne together between the company and employees by 0.5 percent and 2.5 percent, respectively, while Independent Worker Participants bear overall savings.

Participants who are included in the category of low-income people (MBR) can get benefits in the form of home ownership loans (KPR), home-building loans (KBR), and home renovation loans (KRR) with long tenors of up to 30 years and fixed interest rates below market interest rates.

Funds raised from participants will be managed by BP Tapera as savings to be returned to the participants.


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