Community Needs Increase During Ramadan, BSI Ensures NPL Stagnant

Photo: Doc. Antara

PT Bank Syariah Indonesia Tbk (BRIS) ensures that the ratio of non-performing loans (NPL) for banks will not increase after Eid al-Fitr 2024 despite an increase in community needs.

According to BSI Grandhis Risk Management Director Helmi Harumansyah, his party believes that customers will continue to pay off the installments that should have been done.

"We hope that NPL will not grow. It is true that the needs of the community will increase in this Ramadan, but we also believe that obligations that must be displaced to banks both principally and in terms of profit sharing will still be met by our people," he told the media at the Ministry of SOEs Building, Monday, March 18.

For this reason, Grandhis said that his party targets NPL to be 2.06 percent for 2024 or not much different from the realization of NPL in 2023.

"The NPL target will still remain at the same level. Our NPL in January is 2.06 percent, so we will remain at that level. God willing, there will be no additions," he continued.

For information throughout 2023, BSI noted that the disbursed financing reached Rp. 240.32 trillion, this number grew 15.7 percent with an improved gross financing quality (NPF) of 2.08 percent.

The composition of the disbursed financing is dominated by the consumer segment of 54.32 percent, wholesale 28.09 percent and retail 17.58 percent.