Recommended the Best Digital Wallet for Online Transactions, Offering Various Excellent Features

Illustration of the best digital wallet (Unsplash/Clay Banks)

YOGYAKARTA - Digital wallets have made it easier for you to save money in the current era. In addition, with a digital wallet you can make transactions online anywhere and anytime. There are some of the best digital wallets for you to choose from.

Digital wallet is a new innovation as a means or media for storing money with a digital system. The digital wallet was developed following the transformation of people's activities in buying and selling online.

People in the current era choose to use digital wallets because their use is more practical and considered safer. To use it, you only need an internet connection without the need to use a physical wallet anymore. In addition, digital wallets also minimize the loss and damage of money that can occur when storing it using a physical wallet.

The Best Digital Wallet App in Indonesia

Now there are many digital wallet applications to choose from. Each digital wallet platform offers its own features and advantages. Here are some recommendations for the best digital wallets in Indonesia.

DANA

DANA is one of the best e-wallet or digital wallet applications with many users. DANA is a new platform that was released in 2018. DANA has obtained a permit from Bank Indonesia, so it is more secure.

This e-wallet application offers various advantages for its users. DANA has been linked to data from the population and civil registry. DANA makes it easy for users to make online transactions, ranging from money transfers, e-commerce transactions, bill payments, and so on. DANA operations are carried out using a PIN and OTP system.

LinkAja

Another best digital wallet that is widely used by Indonesian people is LinkAja. The LinkAja application is a product of Bank Mandiri and a combination of several large companies, namely Telkomsel, Pertamina, and HIMBARA (State-Owned Bank Association).

LinkAja's e-wallet provides various features to make transactions online or non-cash. Users can make transactions such as daily payments, use of public transportation, payments at gas stations, BPJS, electricity bills, online loan applications, and so on.

OVO

OVO is a digital wallet platform that is widely used in Indonesia. Even OBO managed to dominate more than 70 percent of the use of transactions and shopping centers in Indonesia. This e-wallet has collaborated with Grab, which is an online transportation provider startup.

OVO comes with various features and advantages for online transactions. Users can use OVO for their e-commerce shopping payment needs, online transportation payments, free interbank transfers, electricity bills, and so on. OVO also provides information about exclusive promos and offers.

GOPAY

GOPAY is a digital wallet that competes with OVO. GOPAY is an e-wallet platform launched by GoJek, one of the startups providing online transportation services. This e-wallet was initially only used for internal payments in the GoJek application. But over time, GOPAY has been developed as a general transaction medium.

GOPAY has various features and advantages that users can use to make online transactions. GOPAY is not only used for GoJek application payments, but can also be used for online shopping payments, money transfers, electricity and credit bills, and others. GOPAY also offers a PayLater feature for customers. In addition, this platform also has a strict security system with a PIN feature and a fingerprint/face scanner.

ShopeePay

Shopee's popularity as the most widely used e-commerce platform makes its digital wallet service also widely chosen. Shopee has its own digital wallet, ShopeePay, to make it easier for users to transact online.

ShopeePay offers various features and advantages to make various online payments. Just like some previous e-wallets, ShopeePay has collaborated with a number of merchants to facilitate online payments through QRIS. In addition, ShopeePay also provides a refund service in the form of points that go into the pockets of its users.

Those are some of the best digital wallet applications that are widely used by the people of Indonesia. Each e-wallet has used a strict security system and offers various attractive features for online transactions.

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