JAKARTA - The Financial Services Authority (OJK) is preparing a framework for the regulation of Intellectual Property Rights (HAKI) as collateral or guarantees for loans from financial service providers. This step is a follow-up to Government Regulation Number 24 of 2022 concerning Creative Economy which allows creative economy actors to submit KI-listed works as collateral to financial service providers.
"Currently it is being studied and compiled by the regulatory team so that it will help accelerate its implementation, which in our opinion is indeed quite eagerly awaited by creative industry activists", said OJK Banking Supervision Chief Executive, Dian Ediana Rae, in a webinar entitled "HAKI Prospects as Awareness" quoted by Antara, Thursday, September 1.
According to him, OJK fully supports the implementation of HAKI as one of the debt guarantees while maintaining the principles of prudence and good risk management in the financial services sector.
VOIR éGALEMENT:
In addition to preparing a regulatory framework, Dian views that the government also needs to form a registration agency that records transactions and loans related to HAKI.
"In addition, it is necessary to create a liquid ecosystem and market and various products and types of HAKI", he said
Providing incentives such as interest subsidies to creative economy business actors who use HAKI as debt guarantees can also encourage the acceleration of its implementation.
"Thus, creating confidence from banks and financing companies to implement HAKI as debt guarantees", he added.
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