JAKARTA - Deputy Chairman of Commission IX of the DPR, Nihayatul Wafiro, assessed that an increase in the retirement age of up to 59 years could threaten the welfare of workers at dusk. This is because some workers have to wait for the disbursement of insurance for longer pension funds.
In Indonesia there are still many retired workers at the age of 56 years or even younger. If they force them to wait 59 years old in disbursing pension guarantees, many workers will have to work harder to meet the needs of life during the waiting period," said Thursday, January 16.
As reported, the retirement age of workers in Indonesia rose to 59 years from January 2025. This change was made as part of the implementation of Government Regulation (PP) Number 45 of 2015 concerning the Implementation of the Pension Security Program.
In Article 15 paragraph 3 of PP Number 45 of 2015 it is stated, "Usia retired as referred to in paragraph (2) and then increased by 1 (one) year for every 3 (three) years the following year until she reached retirement age of 65 (sixty-five) years."
This PKB politician who is familiarly called Ninik said that the increase in retirement age has the potential to increase economic vulnerability at an age that should be a period of calm. According to him, this policy prioritizes the sustainability aspect of pension funds compared to the welfare of retired workers.
"Don't let the policies made not provide good money benefits for groups that should be protected," he said.
The general chairman of the DPP Women of the Nation assessed that not all workers have sufficient financial readiness to wait for three years or more without adequate sources of income. According to him, many retirees, especially those from the non-formal or limited income sector, rely heavily on pension guarantees to support their daily needs after retirement.
"For this reason, the government needs to review this policy to make it more flexible," he said.
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One option that can be considered, continued Ninik, is to provide a partial payout of retirement guarantees when the official worker retires. While the rest can be disbursed at the specified age.
"With a scheme like this, retirees still have sources of funds in early retirement without having to wait too long," he said.
The legislator from the East Java III electoral district also asked the government to increase financial literacy for workers to prepare pension funds early on. The government can also provide incentives for workers who choose to postpone disbursement, without forcing everyone to wait until the age of 59 years.
"Determining the same disbursement age for everyone, without considering real conditions, can lead to social injustice," concluded Ninik.
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