Financial Inclusion Month, 360 Kredi Invites Young People To Manage Financial Health

Photo: Doc. 360Credy

JAKARTA - The Financial Services Authority (OJK) held a Financial Inclusion Month (BIK) activity at the Pentacy Mall & E-Walk Mall Balikpapan, East Kalimantan on October 3-6, 2024.

360kredi as a licensed platform, registered and supervised by OJK also participated in the 2024 Balikpapan BIK FinExpo activities by providing product recognition and attractive merchandise for booth visitors.

In addition, 360kredi also held financial literacy through talk shows with the theme 'Managing Financial Health for Mental Welfare of Young People'.

Habriyanto Rosyidi S always Public & Government Relations Manager 360Kredi in talk show at FinExpo BIK 2024 said

The dominance of young people who are now at the top of the population has a positive impact on the world of work. But on the other hand, the lifestyle of young people is a challenge in itself, especially for financial health.

According to him, FOMO's lifestyle or fear of missing out, YOLO or you only live once and FOPO or fear of Other People's Opinion is one of the factors for the financial problems of young people today if they cannot be managed properly and wisely.

"Forcing something excessively without careful calculations and sufficient funds will bring dependence on unproductive debt," he said in a statement to the media, Thursday, October 10.

Therefore, Habriyanto encourages young people to borrow wisely, nor to worry if they are said to be outdated or also known as the phenomenon of ending.

Previously, the Chief Executive of the Behavior Supervisory of Financial, Education and Consumer Protection Business Actors (PEPK) OJK Frederica Widyasari Dewi, said that the phenomenon of understanding spending can cause the younger generation to like to owe.

"Moreover, currently seeking a loan or debt is very easy because technology is growing, for example with online loans and paylaters," said Kiki, Frederica's nickname.

He continued, technological advances in the financial industry, such as the presence of fintech P2P lending, are indeed solutions for people who need fast funds but have limitations in accessing financial services.

Especially now that young people are the most users of fintech P2P lending with an age range of 20-34 years.

For information, people who will borrow need to ensure that the platform is registered, licensed, and supervised by the OJK. Currently, 98 P2P lending fintechs are legal and can be checked on the OJK website.