Obtaining BPJS Employment MLT Loans, Developers Build 200 Workers' Houses

Photo: Doc. BPJS Employment

JAKARTA - BPJS Employment Service Director Roswita Niliakurnia together with the Head of the Gresik Regency Manpower Office Andhy Hendro Wijaya and Regional Head III Bank BTN Yenny Herlina inaugurated the construction of the Workers' House located in Gresik, East Java.

This housing is built by a developer or developer company, PT Ababil Group which benefits additional Services (MLT) in the form of Construction Credit or Worker Housing Financing Facility (FPPP) from BPJS Ketenagakerjaan which is channeled through Bank BTN.

Standing on an area of 3 hectares, 200 housing units will be built to meet the needs of workers for decent housing and not far from their workplaces.

"We inaugurate housing for workers. This is the first after a long time since the issuance of Permenaker 17 of 2021. We know that houses are one of the primary needs for the community, including workers. Therefore BPJS Ketenagakerjaan takes a joint role with BTN to provide housing financing facilities for workers," said Roswita, quoted Wednesday, December 27.

Roswita is committed to continuing to encourage the provision of workers' homes, both in terms of retail or individual applications, and in terms of supply, through developers.

For this commitment, Kadisnaker Andhy appreciated BPJS Ketenagakerjaan's efforts in efforts to improve workers' welfare and encourage the maximum use of MLT.

"The Gresik Regency Government would like to thank you very much. This is a breath of fresh air for fellow workers in Gresik Regency. It's just a matter of how we encourage the program, we have made the best use of it," he said.

Meanwhile, BTN as one of the MLT channeling banks also expressed its readiness to expand the distribution of construction loans so that it is hoped that it will be able to increase the availability of houses for workers.

"We also have approximately 1000 developers who have collaborated with us. We can collaborate later with BPJS Ketenagakerjaan. We will form a clustering to be able to help provide housing for workers," said Regional Head III Bank BTN Yenny Herlina.

On this occasion, BPJS Ketenagakerjaan also simultaneously provided MLT to dozens of participants spread across 11 regions throughout Indonesia. The benefits provided consist of Home Ownership Loans (KPR), Housing Renovation Loans (PRP), and Housing Advance Loans (PUMP).

Roswita again invited all workers and developers who are BPJS Ketenagakerjaan participants to take advantage of MLT because they have an advantage in the form of a much lighter interest when compared to commercial interest, namely BI Repo Rate + Maks 4 percent or currently around 10 percent.

To continue to increase the distribution of MLT, BPJS Ketenagakerjaan has collaborated with Himbara Bank, as well as Regional Banks that are members of the Regional Bank Association (ASBANDA). In addition, MLT submissions can now also be made anywhere and anytime through the Jamsostek Mobile (JMO) application.

Since this benefit was launched in 2017 until now, it is recorded that BPJS Ketenagakerjaan has provided MLT with 4,386 units with a benefit value of Rp1.186 trillion.

"We hope that in the future the MLT of workers' housing can continue to roll so that there are more opportunities for workers who can own a house. Thus, the needs of one of their primaries have been met so that they can work hard, Free of Gold which leads to increasing work productivity," concluded Roswita.