How To Gadai Land Certificates At Pegadaian, Get Fund Loans Of Up To IDR 200 Million

Illustration of pawning of land certificates at Pegadaian (Unsplash/ Scott Graham)

Being in an urgent condition often makes a person have to make money in a fast time.

Pegadaian is usually used as an option to solve these financial problems. Many people choose to pawn land certificates in pawnshops to get funds.

Pegadaian is a State-Owned Enterprise (BUMN) that provides financial services. Pegadaian offers money lending services to people who need funds in a short or urgent time.

Borrowing money at pawnshops can be done easily with the requirement to provide guarantees to the pawnshop. Assets or objects that are usually used as collateral can be in the form of electronic items (laptops, cellphones, etc.), jewelry, to house certificates.

Ada beragam barang yang bisa dijadikan sebagai jaminan saat mengajukan pinjaman di pegadaian. Banyak yang memilih menyerahkan jaminan menggunakan sertifikat tanah. Dengan jamin ini, Anda bisa mendapatkan pinjaman ada sebesar Rp1 juta-Rp200 juta.

The money you get from the loan proceeds at the pawnshop can be returned by disbursing or installments. Here are the steps to pawn land certificates in pawnshops, check the requirements and the submission flow.

There are several installment systems that you must choose when pawning land certificates. The three installment systems, namely regular, one-paid and periodic flexibility. Here's the full explanation.

Regular installments are installments that must be paid regularly every month. The available tenors are 12, 18, 24, 36, 48, and 60 months.

Flex once paid is an installment that is paid once paid off. The repayment period or payment period, namely 3, 4, or 6 months that can be chosen according to your ability.

Periodic is the installment payment that is made periodically every few months. Payments start from 3, 4, or 6 months according to need. The tenor is from 12 to 36 months.

The method or procedure for applying for a loan at a pawnshop using a land certificate is very easy. After the various requirements and conditions have been met, you can go to the nearest Pegadaian office to apply for a loan.

Your application will be verified first by the team at Pegadaian. Pegadaian will conduct file screening and location surveys. From the results of this assessment, Pegadaian will determine and approve the amount of the loan that deserves to be given.

After the loan is approved, you don't have to wait long to get a loan. The applicant will receive the money in cash or via transfer.

That is the explanation of the provisions and conditions for pawning land certificates at Pegadaian. Thanks to the services from Pegadaian, you can get a loan fund quickly or in urgent conditions.

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