BCA Boss Optimistic Indonesia's Economy in 2026 Will Improve

President Director of PT Bank Central Asia Tbk (BCA) Hendra Lembong (Photo: Mery Handayani/VOI)

TANGERANG - President Director of PT Bank Central Asia Tbk (BCA) Hendra Lembong expressed optimism that Indonesia's economic conditions in 2026 have the potential to be better than in 2025.

However, Hendra emphasized that improvements depend heavily on people's purchasing power, which is the main driver of national economic growth.

"From what we see, we are optimistic that 2026 can be better than 2025. But this certainly depends on people's purchasing power," he said in a speech at the BCA Expoversary 2026 event, at ICE BSD, Tangerang, Thursday, February 5.

According to Hendra, household consumption is still the main engine of the Indonesian economy. Therefore, he invites the public to actively shop, especially ahead of the Ramadan period which is usually accompanied by an increase in economic activity.

Moreover, continued Hendra, the contribution of the middle and upper groups is very large to the national economy. He said, about 52 percent of Indonesia's purchasing power comes from this segment, so their role is crucial in driving the economic growth rate.

"The government wants to raise Indonesia's economy, but it depends on you all. Indonesia's purchasing power is 52 percent middle to upper class. If you are middle to upper class, just look around but don't shop, our economy is difficult to rise more than 5 percent," he said.

Apart from the support of people's purchasing power, Hendra believes that the national economic growth this year will be much better as investment flows into Indonesia.

Hendra assessed that foreign investment flows to Indonesia still showed a positive trend. He hopes that the influx of foreign investment can become an additional support for national economic growth in the future.

"We also see that foreign investment is still quite a lot coming into Indonesia, and we hope that this investment can help Indonesia's economic growth even better," he said.

For information, PT Bank Central Asia Tbk (BCA) is holding the BCA Expoversary 2026 again ahead of the company's 69th anniversary. The official offline event was opened on Thursday, January 5 at ICE BSD, Tangerang.

In addition to Tangerang, offline exhibitions also took place in Bandung, Semarang, Surabaya, Denpasar, Makassar, Medan, Malang, and Pontianak. Meanwhile, the online event can be accessed through the expo.bca.co.id starting from February 5 to March 31, 2026.

At this BCA Expoversary, BCA offers mortgages with a special interest of 1.69 percent effective per year fixed for one year, accompanied by a 50 percent discount on the provision and a 5 percent discount on life insurance.

In addition, there is a Motor Vehicle Credit (KKB) promo with a flat interest of 2.15 percent per year for a three-year tenor and a reduction in administrative costs of up to IDR 900,000.

For motorcycle financing, BCA presents Motorcycle Credit (KSM) with a down payment starting at 6.9 percent, interest starting at 5.69 percent, and a reduction in administrative costs of Rp200,000.

Not only financing, BCA Expoversary 2026 also presents various lifestyle product offerings, ranging from gadgets, home appliances, fashion, beauty, travel, to products from UMKM binaan Bakti BCA. This exhibition also collaborates with dozens of property developers, automotive brands, and travel agents to meet customer needs.

BCA also integrates all transactions with the company's digital ecosystem, such as myBCA, BCA mobile, BCA debit and credit cards, QRIS, to Paylater BCA. Visitors can even transact using myBCA on a smartwatch for a more practical transaction experience.

For BCA Solitaire and Priority customers, there are various exclusive offers, ranging from discounts on mortgage provisions, discounts on financing administration fees, to cashback and prizes worth hundreds of millions of rupiah.