Citibank Books Net Profit Of IDR 2.3 Trillion To The Third Quarter Of 2025

Caption: CEO of Citi Indonesia Batara Sianturi (second from the right). (Photo: Theresia Agatha/VOI)

JAKARTA - Citibank NA Indonesia Branch or Citibank Indonesia posted a net profit of IDR 2.3 trillion until the third quarter of 2025.

Citi Indonesia's CEO Batara Sianturi said the achievement was driven by an increase in interest income by 10 percent on an annual basis or year on year (yoy) and a stable low-cost fund ratio at 78 percent.

"With an increase in net interest income of 10 percent (yoy) and a stable low-cost fund ratio of 78 percent, Citi continues to maintain strong and sustainable growth momentum," Batara said at a press conference on Economic and Financial Performance at Citi Indonesia Quarter III-2025 in Jakarta, Tuesday, November 18.

With this positive result, Citi Indonesia posted Return on Equity (ROE) at 15.4 percent and Return on Assets (ROA) 4.1 percent.

In addition, Citi Indonesia's Liquidity Coverage (LCR) ratio and Citi Indonesia's Net Stable Funding (NSFR) ratio also remain strong at 277 percent and 154 percent, respectively, above the regulator's minimum regulations.

Citi Indonesia's Minimum Capital Provision Obligation Ratio (KPMM) was also recorded at 35.8 percent, an increase from 33.1 percent compared to the same period the previous year.

"As a global bank with 57 years of experience in Indonesia, Citi will continue to maintain the principle of prudence in carrying out business activities," he said.

Meanwhile, Citi Indonesia's banking business also recorded a positive performance until September 2025.

Menurutnya, capaian positif itu menegaskan komitmen Citi dalam menyediakan solusi perbankan komprehensif bagi beragam klien multisektor, mulai dari perusahaan lokal dan multinasional hingga lembaga keuangan dan institusi sektor publik.

Pada bisnis Treasury and Trade Solutions (TTS), Citi Indonesia mencatat pertumbuhan yakni sebesar 3 persen (you) hingga kuartal III-2025.

Selain itu, Citi Indonesia juga melakukan ekspansi untuk layanan jaringan collection melalui layanan omnicollection untuk aliran dana ritel dan e-commerce.

According to him, this positive achievement confirms Citi's commitment to providing comprehensive banking solutions for various multi-sector clients, ranging from local and multinational companies to financial institutions and public sector institutions.

In the Treasury and Trade Solutions (TTS) business, Citi Indonesia recorded growth of 3 percent (you) until the third quarter of 2025.

In addition, Citi Indonesia is also expanding for network collection services through omni-collection services for retail and e-commerce fund flows.