Bank Mandiri Distributes IDR 53.7 Trillion Of Micro Loans For Women Business Actors

Bank Mandiri (Photo: Doc. Antara)

Bank Mandiri continues to strengthen its commitment to expanding access to financing, especially for the micro business segment run by women. Until the second quarter of 2025, the total distribution of microcredit to female debtors was recorded at IDR 53.7 trillion, or grew 13.5 percent on an annual basis (year on year/yoy).

Bank Mandiri's SVP Micro Development and Agent Banking, Bayu Trisno Arief Setiawan stated that the distribution of financing reached more than 654,000 women business actors in various regions, representing about 53 percent of the company's total micro-credit.

Meanwhile, of the total distribution, around Rp. 39.4 trillion was channeled through the People's Business Credit (KUR) scheme, while Rp. 14.3 trillion came from Micro Business Credit (KUM).

Bayu said this achievement reflects Bank Mandiri's success in expanding the reach of formal financial services to productive community groups, especially women who are often the driving force of the family and community economy.

He added that the Company also assessed that women's economic empowerment was part of Bank Mandiri's strategy to promote more equitable and inclusive economic growth, because women have a big role in driving the local economy.

"Through wider access to financing, we want to make sure they have the same opportunity to grow and be economically independent. This is not just about credit, but about opening up space for women to be the drivers of change," said Bayu.

In addition to financing, he conveyed that Bank Mandiri also presented various empowerment programs and capacity building for female business actors.

Bayu added that one of them is through the BUMN Home program, which has so far fostered more than 15,549 MSME players, including thousands of women entrepreneurs who have received assistance and training to increase their product competitiveness.

He added that Bank Mandiri also runs the Mandiri program, which has provided financial literacy education to more than 21 thousand Indonesian Migrant Workers (PMI), the majority of whom are women, in order to be able to manage finances independently and sustainably.

In addition, Bayu said Mandiri Sahabat Disabled also opened economic space for women with disabilities to increase independence and participation in economic activities.

"The commitment to gender equality is also reflected in Bank Mandiri's internal environment. To date, 52 percent of Bank Mandiri employees are women, with 46 percent of them occupying managerial positions and above," he said.

According to him, this data confirms that gender equality is not just a policy, but part of the company's DNA which continues to be implemented in a real way in its business strategy and organizational structure.