Semester I-2025, BNI Profit Drops 5.6 Percent To IDR 10.1 Trillion

Illustration. (Photo: Doc. Antara)

JAKARTA - PT Adhi Karya (Persero) Tbk. (ADHI) noted that the profit attributable to owners of the parent entity in the first half of 2025 reached IDR 7.54 billion.

This profit fell 45.2 percent from the same period in 2024 of IDR 13.77 billion.

PT Bank Negara Indonesia (Persero) Tbk (BBNI) posted a consolidated net profit of IDR 10.1 trillion in the first half of 2025.

This number decreased by 5.6 percent from the net profit for the same period in 2024 which was recorded at IDR 10.56 trillion.

On the other hand, BNI's credit distribution grew 7.1 percent yoy to IDR 778.7 trillion.

Corporate loans grew 10.4 percent yoy to IDR 435.8 trillion, mainly from private corporations, state-owned enterprises, and government institutions.

Loans to the private sector and institutions rose 11.1 percent yoy to Rp314.6 trillion, while credit to BUMN grew 8.7 percent yoy to Rp121.2 trillion.

The consumer segment recorded growth of 10.7 percent yoy to IDR 147.0 trillion, driven by personal loans which rose 11.7 percent yoy to IDR 60.1 trillion and mortgages which increased 9.9 percent yoy to IDR 68.4 trillion.

Small segment loans, namely non-KUR MSMEs, have shown positive growth this year, where it grew 9.2 percent yoy to IDR 44.4 trillion.

In addition, commercial segment loans have also begun to show growth momentum by recording positive growth of 5.5 percent.

Pertumbuhan kredit usaha di perusahaan anak juga meningkat 27,1 persen yoy menjadi Rp17,2 triliun, mencerminkan penguatan sinergi grup.

Ekspansi bisnis hibank, anak usaha kami yang fokus pada pembiayaan segmen komersial & SME berbasis digital mampu tumbuh 31 eprsen yoy dengan kualitas aset yang terjaga dengan baik yaitu NPL rasio dibawah 1 persen dan stabil dari tahun lalu.

Business credit growth in subsidiaries also increased 27.1 percent yoy to IDR 17.2 trillion, reflecting the strengthening of group synergies.

The expansion of the Hibank business, our subsidiary that focuses on financing the digital-based commercial & SME segment, is able to grow 31 epsen yoy with well-maintained asset quality, namely NPL ratio below 1 percent and stable from last year.