BNI Provides Solutions For Business Actors To Accelerate Supply Chain Financing Through BNI Direct Supply Chain

Photo: Doc. BNI

JAKARTA - PT Bank Negara Indonesia (Persero) Tbk or BNI presents BNIdirect Supply Chain services, a platform-based digital solution designed to facilitate the management of supply chain financing (supply chain financing) for corporate customers and their business partners.

Through BNIdirect Supply Chain, customers can get flexibility for business actors in choosing appropriate schemes, ranging from Supply Financing, Distributor Financing, to Payable and Receivable Financing. This service provides convenience in managing cash flow while maintaining smooth supply chains.

This flexibility makes BNIdirect Supply Chain an enabler in the supply chain ecosystem. Suppliers can get payment faster, while buyers still have the flexibility to set the payment maturity according to the agreement.

BNI Corporate Banking Director Agung Prabowo said the BNIdirect Supply Chain platform was designed to support efficient working capital management, accelerate cash flow, and facilitate digital and real-time transaction recording and monitoring.

Business actors are often faced with challenges in maintaining cash flow and the sustainability of supply chain operations. Suppliers often have to wait for payment, while buyers need flexibility. BNIdirect Supply Chain is here to bridge the two so that suppliers can be paid faster and buyers can still manage payment times according to their business cycle," Agung said in a press release, Friday, May 16.

The BNIdirect Supply Chain service is also equipped with a dashboard monitoring feature and real-time notification which facilitates financial management in an efficient and transparent manner.

Throughout the first quarter of 2025, BNIdirect Supply Chain has facilitated supply chain financing with a value of more than IDR 2.5 trillion. This achievement reflects the high interest of business actors in digital financing solutions that are fast, efficient, and integrated.

"We believe that technological-based solutions like this are increasingly relevant to market needs while strengthening BNI's position as a strategic partner in the business world," said Agung.

A number of flagship features of BNIdirect Supply Chain include auto-financing, automatic payment and settlement, to dashboard monitoring and push notification carried out digitally without requiring physical documents (paperless).

According to Agung, BNI emphasizes aspects of security and ease of access. Users can apply for financing anytime and from anywhere, with feature support such as customized reports and authorization matrix approval to improve control of the transaction process.

BNIdirect Supply Chain does not only provide solutions for corporate segment customers, this service also provides real support for micro, small and medium enterprises (MSMEs) which are part of the supply chain of large companies. With the rapid disbursement of funds and a transparent process, MSME players can focus more on increasing production and services.

"In the future, BNIdirect will be equipped with smarter and more integrated features, so that it can become a strategic partner in more effective and competitive business management," concluded Agung.