PT Bank Muamalat Indonesia Tbk collaborates with PT Sahid Gema Wisata or Sahid Tour & Travel in order to distribute special hajj financing (Prohajj Plus).

Director of Bank Muamalat, Karno said, Prohajj Plus is targeted to be one of the pillars of Bank Muamalat's business in the retail segment.

With the Hajj Financial Management Agency (BPKH) as the Controlling Shareholder (PSP) of Bank Muamalat, the Hajj and Umrah segment is one of the company's business focuses.

"In line with Bank Muamalat's business plan, especially the development of the Hajj and Umrah ecosystem, Bank Muamalat as the first bank of pure sharia must of course maximize business potential in this segment. One of them is through the distribution of Prohajj Plus by cooperating with the leading special Hajj Organizing Company (PIHK) in the country," said Karno, quoted on Tuesday, November 5.

Through this collaboration, both parties have the potential to work on customer bases owned by each of the pilgrims and Umrah as well as funding/financing customers to be offered Prohajj Plus financing.

"We hope that with this collaboration, the disbursement of Prohajj Plus financing of IDR 50 billion annually with a ticket size of around IDR 70 million per customer," said Karno.

He is optimistic that the Hajj and Umrah segments will provide optimal results, especially because the pilgrimage to the holy land is the obligation of Muslims and where the majority of Indonesians embrace Islam. Currently, Bank Muamalat controls more than 56 percent of the special hajj market share.

For information, Prohajj Plus is a financing for special Hajj management from Bank Muamalat which provides convenience for the public to register for Hajj faster without the need to save longer.


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