How To OJK Educates The Community Not To Get Trapped In Illegal Loans

Illustration (Photo: Doc Antara)

JAKARTA - Chief Executive of the Behavior Supervisory of Financial Services, Education and Consumer Protection of the Financial Services Authority (OJK) Frederica Widyasari Dewi said that his party also continues to intensify socialization and educate the public about the dangers of accessing loans through illegal online loans (pinjol).

The woman who is familiarly called Kiki said, with the massive socialization and education, it is hoped that it can increase public understanding of the dangers of accessing illegal loans.

Actually, OJK has provided many conveniences, namely if you are confused or hesitant, please ask the OJK at 081157157157 or the phone. Well, indeed, the name is also a fraud, yes, they sometimes also match it with legal loans," he explained.

In addition, Kiki said, OJK together with the Task Force for the Eradication of Illegal Financial Activities (Satgas PASTI) are conducting cyber patrols together with the Ministry of Communication and Information (Kominfo) to prevent illegal lending from roaming.

"So once we receive the report or we find that we are closing it right away. But sometimes they are parties abroad, where sometimes something like this in their country is legal. Now this is indeed the challenge," said Kiki.

Even so, Kiki said, the OJK continues to block illegal loans.

He said more than 8,000 illegal loans had been closed since 2015.

"But if we look at more than 8,500 illegal loans, we have closed since 2015," he said.

However, he continued, it turned out that not a few people were tempted to access illegal loans.

The main consideration that people choose illegal loans compared to legal loans is convenience.

Pinjol offers convenience in terms of accessing loans in a short time.

In addition, continued Kiki, there are still many people who cannot distinguish illegal loans and official loans that have permission from the OJK.

Finally, the community was caught in many illegal loans.

"Especially for illegal loans, it's a shame that people are often wrong, how they can't distinguish between legal loans and illegal loans," he said.