BRI Records BRI Micro And Ultra Micro Financing Reaches IDR 622.6 Trillion

BRI Micro Business Director Supari

JAKARTA PT Bank Rakyat Indonesia Tbk (BBRI) noted that the total credit disbursed to micro and ultra micro business actors per Quarter I-2024 reached IDR 622.6 trillion.

This amount has touched approximately 47.6 percent of BRI's total financing with 36.8 million customers.

BRI Micro Business Director Supari said that Holding UMi's journey had started in the first year, namely the presence of a SenyuM co-location which functions as a physical office for three services (BRI, PNM, and Pegadaian) so that customers can reach various needs at once.

"Then in the second year, we can build integrated service platforms, at BRI we have BRISPOT. For this third year, we will enter the third phase, namely scale up the business of micro business actors," he said, Saturday, May 4.

This year, Holding UMi will gather micro-enterprises with various businesses to develop their business.

"For example, starting from the head of the Mekaar group, if it used to be the head of the Mekaar group, the income was from their own business, now they can expand their potential income by becoming a BRILink Agent," he said.

Until now, he continued, out of 700 thousand Mekaar group leaders, 214 thousand of them have become Agent BRILink. They serve basic transaction needs from the surrounding community, such as buying credit, paying electricity bills, BPJS, and others.

"So 214 thousand Mekaar group leaders have become Agents of BRILink and God willing, their income will increase," he added.

Holding UMi will also remain focused on the Micro, Small and Medium Enterprises (MSMEs) segment where the achievement target reaches 90 percent for 2025 financial inclusion with a target loan portion for MSMEs reaching 85 percent.

"There are two things that we are working on together with PNM and Pegadaian. The first is financial inclusion or giving access so that 90 percent of the national financial inclusion achievement can be achieved this year," said Supari.

The second is literacy, which is to accelerate MSME business actors, especially micro and ultra micro, to advance to class. Meanwhile, the synergy of Holding UMi in the first quarter of 2024 has grown 16.4 million PNM Mekaar customers and there is the opening of UMi Simpedes accounts, as many as 199,988 accounts.

The chairman of the Mekaar PNM group has also earned additional income by becoming a BRILink Mekaar Agent, then as many as 4,843 customers have opened gold savings from Pegadaian and integration through the application has also made it easier for 7,961,136 customers to open UMI simpedes through the Mekaar DIGI application.