BNI Sekuritas Suggests The Community Set Aside THR Funds To Invest In Shares

Illustration. (Photo: Doc. Antara)

JAKARTA - BNI Sekuritas Retail Markets & IT SEVP Teddy Wishadi suggested setting aside some additional funds from the Holiday Allowance (THR) allocated to invest in the Indonesian stock market.

With additional funds such as THR, according to him, the period of Ramadan and Eid is the ideal time for individuals to start investing in the stock market.

"Investment can increase a person's income in addition to its main income, so that they can fight inflation, achieve faster financial targets, build emergency funds, and protect themselves from economic uncertainty and market fluctuations," Teddy said in Jakarta, quoted from Antara, Monday, March 25.

Teddy explained, several things that need to be considered by novice individuals who want to allocate THR funds to invest in the stock market. Among them, first, understanding the basis for stock investment, including fundamental and technical analysis, namely the ability to read stock price graphs, analyze company financial reports, and understand investment risks.

Then, second, choosing blue-chip stocks, one of which is LQ45 index members, and third, using an investment platform that provides information and education, as well as analysis features that can help individuals maximize investment activities.

Then, fourth, start with periodic investment, where individuals can allocate part of their THR to buy stocks regularly within a certain period of time, for example every month.

Furthermore, fifth, portfolio diversification, which individuals can allocate THR to multiple investment instruments to help reduce overall risk in the investment portfolio.

"By paying attention to these tips, we hope that individuals can start their initial investment journey with more confidence, and will be better prepared to face future risks," said Teddy.