JAKARTA - PT Bank Danamon Indonesia Tbk (Danamon) through the Danamon Syariah business unit promotes halal lifestyle for customers and the majority of Indonesians who are Muslim.
Director of Sharia & Sustainability Finance Herry Hykmanto explained, as part of the MUFG Financial Group, Danamon Syariah has advantages in terms of global networks that provide comprehensive banking solutions by applying Islamic banking principles.
"One of the things that Danamon Syariah encourages is that its customers have savings plans to realize the pilgrimage and Umrah," Herry told the media quoted on Friday, March 22.
Regarding the savings of plans for the pilgrimage and Umrah, Herry explained that Danamon introduced savings early on, which invited children in a number of Islamic boarding schools to be involved in Islamic financial inclusion from an early age.
The planned savings can be in at least IDR 5000 per day, according to customer financial capacity.
"We want children from an early age to have financial planning to be able to fulfill one of the obligations in Islamic law at a young age. Thus, the pilgrimage and Umrah are not difficult and have been fulfilled since they were young," he said.
Herry added that the Hajj and Umrah segments are indeed one of Danamon Syariah's focuses this year.
This is motivated by the high needs of the Indonesian people who want to perform this worship. The commitment to make it easier for the Indonesian Muslim community to cooperate with a number of associations, including the Umrah and Hajj Organizing Association (HIMPUH), the Sarikat of the Indonesian Umrah and Hajj Organizers (SAPUHI), and the Muslim Association of Hajj and Umrah Organizers of the Republic of Indonesia (AMPHURI).
"This cooperation is expected to create synergies in serving travel needs, whether in the form of cash management, FX or other financing," he said.
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Herry emphasized that to support halal lifestyle, a number of services and products have been prepared by Danamon Syariah. In addition to Hajj and Umrah, Danamon Syariah also offers Wadiah Savings, ZISWAF Payment, Sharia Planning Savings, Sharia KPR, KPM Syariah ADIRA, and Wealth Management (Sukukuk).
Services and products that support Hajj and Umrah include IB Bisa Savings, Planning Savings, FX and Bank Notes, Cash Withdrawal Services, Special Hajj Financing, and Sharia Insurance, all of which are designed to support the preparation of worship.
"In this month of Ramadan, we also know how to distribute waqf easily through social banking.id. Muslim communities who want to donate, zakat, and alms can easily distribute nominal and choose the purpose of distribution through this service," concluded Herry.
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