Millennials Who Want To Own A Home, BCA Bank Owned By Conglomerate Hartono Brothers Offers A Flat Interest Rate Of 5.25 Percent

JAKARTA - PT Bank Central Asia Tbk (BCA) from July 1 to July 31, 2021, will hold the KPR BCA Expo 2021. BCA offers a fixed interest rate of 5.25 percent for three years.

President Director of BCA, Jahja Setiaatmadja in a virtual press conference on Wednesday, June 30, hoped that the event would be able to boost BCA's mortgage lending.

"During the COVID-19 pandemic, the consumer credit segment was a driving force for the company's credit distribution. However, considering the credit card business was still sluggish during the pandemic, BCA is targeting growth in this segment from mortgages (KPR) and motor vehicle loans (KKB)," said Jahja.

Jahja himself did not set an overly ambitious target for mortgage distribution. The reason is, during the COVID-19 pandemic, BCA recorded a decrease in mortgage distribution from the usual Rp2 trillion per month to only Rp800 to Rp1 trillion per month.

However, this bank belonging to the Hartono Brothers conglomerate has achieved a total outstanding demand for mortgage loans of Rp15 trillion, thanks to the BCA KPR Expo in August 2020.

"At that time I didn't target anything, but it could reach Rp15 trillion. Because my principle is that the target can be right or wrong. We try to provide the best service, the turnover will come automatically," explained Jahja.

Meanwhile, on the same occasion, Executive Vice President of Consumer Loan BCA, Felicia M. Simon said, the house prices offered in the KPR BCA Expo 2021 start from Rp100 million to more than Rp10 billion.

"The price is very affordable. Some buy it for investment, shop houses, buy apartments," he said.