What Is A Pinjol Jockey? It's So Disturbing That You Are Really Mandatory To Know!

What Is A Pinjol Jockey? (Azamat E-Unsplash Image)

YOGYAKARTA - In this digital era that continues to progress, online loan services (online loans) have become an inseparable part of the daily life of many residents. This time we will learn what a loan jockey is, which is currently troubling the community.

Pinjol provides easy access to funds with lightning. Without the need to go to a physical bank or take care of many documents. However, behind this convenience, there is a phenomenon that continues to attract attention, namely a pinjol jockey.

In this post, Every day Disway narrates what is meant by the loan jockey, how do they operate, and consequently to residents and the loan industry.

Joki pinjol is a person or group who unlawfully uses information from other people to apply for online loans without permission or knowledge of the owner of the information.

They often use various tricks or fraudulent tactics to stay away from the security system implemented by loan providers.

The main goal of the loan jockey is to get money with lightning without having to pay the loan. Meanwhile, people who become victims will be burdened by debts that they don't actually ask for.

How Do Pinjol Jockeys Operate?

Joki pinjol uses various procedures to implement their illegal applications. What are they? Follow the following.

1. Forgery of Identity

They can use information on individuals belonging to other people, listed on their ID card, mobile phone number, and other information for creating loan applications.

2. Document Fraud

Some pinjol jockeys also produce fake documents, such as income slips or family cards, to support their fake loan applications.

3. Collaborate with Internal Parties

Sometimes, the pinjol jockey collaborates with insiders, a kind of loan employee who is dishonest, to facilitate this illegal application.

4. Intimidative Collection

After the liquid loan, the loan jockey could intimidate or criticize the victim to pay the fake loan. Although they do not have legal authority.

The pinjol jockey application has detrimental consequences for the community and the loan industry. Namely:

1. Financial Victims

People who become victims of the loan jockeys will be trapped in debt that they do not apply. They will experience serious financial pressure and legal problems.

2. Losses for the Pinjol Industry

The loan jockey application is detrimental to the loan industry as a whole. This can reduce public confidence in online loan services, reduce business development, and increase government regulations.

Increased Data Security

The loan jockey application also urges the loan industry to improve their security system and verify their customers' information, which can lead to additional expenses.

Government Supervision

The government tends to take steps to tackle the phenomenon of borrowing jockeys by issuing regulations and monitoring the loan industry more closely.

Joki pinjol is a serious threat to the community and the loan industry.

To avoid becoming a victim or participating in this illegal application, it is important for people to protect the security of their individual information and not share individual data with untrusted parties.

The government and loan providers are also required to work together to improve security and combat this illegal application. To protect the community and ensure the integrity of the loan industry.

So after knowing what a pinjol jockey is, look at other interesting news on VOI, it's time to revolutionize news!,