YOGYAKARTA Frugal living style has recently become increasingly popular, especially after the COVID-19 pandemic. In the midst of economic uncertainty, people are increasingly aware that implementing a saving lifestyle is more important than wasting money to fulfill a lifestyle. So, what is frugal living?
Quoted from the DJKN page of the Ministry of Finance, Wednesday, June 7, 2023, frugal living is a lifestyle that emphasizes awareness or mindfulness when spending money. Some people equate this lifestyle with stingy. In fact, the concept of frugal living is not moderate.
Someone who adopts a frugal living lifestyle will choose to cook healthy food instead of buying food outside, not worrying about fashion or gadgets that continue to go up to date.
For those of you who want to adopt frugal living, here are the steps to implement a saving lifestyle:
The first thing you have to do to implement frugal living is set reasonable financial goals. For example saving money to raise wedding funds, buying a house, saving children's education and so on.
This is important so that you are not tempted to focus on friends. Formulating clear and reasonable financial goals will help us to be able to achieve it, so that all efforts made are not in vain.
The results of the analysis of consumer behavior show that spending to fulfill a lifestyle is much greater than spending on buying goods that are needed. This means that many people spend money to buy goods that do not provide benefits.
Credit cards can put their users in debt bondage if they are not used wisely. Therefore, make it a habit to always shop according to your financial needs and abilities. Don't buy various items easily, just because you still have quite a lot of limits on your credit card.
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Tips for implementing a saving lifestyle are utilizing discounts to buy basic necessities, such as tissue, vegetables, bath soap, and others.
Be careful, discounts are not a justification for impulsive shopping. To prevent this, you can create a shopping list.
Some people who adopt a frugal lifestyle are more concerned with their financial condition 10-20 years from now and achieve financial freedom at that time.
Therefore, don't be surprised if the allocation of funds for investment is greater than the allocation for needs.
Demikian informasi tentang apa itu frugal living Beserta tips menjalankannya. Untuk mendapatkan berita menarik lainnya, terus baca VOI.ID.
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