PT Bank BTPN Syariah Tbk (BTPS) posted a net profit after tax (NPAT) of IDR 425 billion in the first quarter of 2023. This amount increased compared to the same period in 2022 of IDR 411 billion.
Director of BTPN Syariah Fachmy Achmad said the positive performance of banks was supported by the good intentions of BTPN Syariah in presenting financial inclusion among the Indonesian people.
"We believe that Indonesians from various segments have the right to have proper financial access and wider access to a better life. Banks are also trying to be more relevant to customer needs and business dynamics," said Facchy in a statement in Jakarta, Friday.
In addition to profit, total bank assets also increased to IDR 22.1 trillion from the previous IDR 19.2 trillion in the first quarter of 2022.
Meanwhile, BTPN Syariah financing grew by 11.1 percent on an annual basis to Rp11.8 trillion from the previous Rp10.6 trillion.
The growth in financing is accompanied by the quality of financing that remains healthy, reflected in the ratio of non-performing financing (NPF) which is still under regulatory regulations.
The banking capital adequacy ratio (CAR) is also still at a strong level, namely 51.7 percent. This achievement is above the provisions and the average Islamic banking industry.
The Third Party Funds (DPK) are maintained at an efficient level, which is IDR 12.8 trillion.
In an effort to support banking performance, BTPN Syariah focuses on serving the public inclusion through the opening of access to finance, access to knowledge, and other access.
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For access to finance, BPTN Syariah opens central services in various corners of Indonesia by placing field officers. Currently, the number of BTPN Syariah central services has reached 2,600 sub-districts in 23 provinces in Indonesia.
On the other hand, BTPN Syariah also provides access to knowledge through the mentoring program provided to be able to build four superior behaviors of customers, namely Dare, Discipline, Hard Work and Assistance (BDKS).
Meanwhile, other accesses provided by BTPN Syariah are goods supply access and market access, for example through BTPN Syariah Ventura which synergizes with strategic partners to raise the inclusion community.
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