JAKARTA - A study entitled The Future of Global Fintech: Towards Resilient and Inclusive Growth states that the global financial technology industry is still strengthening.
Vince Iswara, CEO & Co-Founder of DANA Indonesia, as one of the panelists at The Future of Global Fintech press conference: Towards Resilient and Inclusive Growth, in Davos, Switzerland, said that financial technology has changed people's behavior a lot, including in Indonesia.
Since the first, the Indonesian people have always used cash as payment instruments. After the entry of financial technology, people began to feel various conveniences ranging from the comfort aspect of digital transactions to regulating their daily expenses," said Vince.
Not only the community, the same convenience is also felt by business actors, who are starting to enter the digital economy ecosystem.
With financial technology, according to Vince, business actors can manage their finances in a short time.
Furthermore, Vince admitted that he saw a positive growth trend from the use of financial technology for both individuals and business actors. In fact, in the midst of uncertainties such as COVID-19, financial technology is able to survive.
"We noted that the growth in DANA transactions increased by more than 100 percent followed by an increase in the number of MSMEs for business funds partners by more than 30 percent, compared to last year (YoY)," he continued.
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The increase in revenue felt by DANA is in fact in line with the growth in the performance of digital economic and financial transactions in Indonesia and the global fintech industry.
Where, in November 2023, the value of Electronic Money (EU) transactions increased 16.95 percent (YoY) to Rp41.30 trillion.
According to Vince, the various benefits felt by individuals and business actors with the presence of financial technology indirectly make it easier for the public to access various digital financial products and services.
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