5 Ways To Detect Fake QRIS So That Entrepreneurs Don't Lose Cheating Workers

Illustration of QRIS (doc. Bank Indonesia)

YOGYAKARTA Cases of forgery of QRIS have recently gone viral on social media with various modes. This incident is certainly detrimental to the community and business owners. Therefore, it is advisable to know how to detect fake QRIS.

QRIS is the standard National QR code used to facilitate payments through the QR (QR code) code in Indonesia. The form of QRIS is usually in the form of a black spot pattern that can be scanned (scan) through a cellphone camera. QR codes are usually used to make payments easier for customers.

Behind the convenience of digital transactions offered through QRIS, there are people who use it for personal gain. Most recently, an employee at a gelato shop in a mall in West Jakarta is suspected of embezzling income money. He got the money from a customer who would pay by handing him a fake QRIS. From this embezzlement, the perpetrator allegedly earned up to Rp45 million.

The trick used by the perpetrator is to hand over QRIS to customers who will make payments. However, the money paid by customers through QRIS does not go into the store account but his personal account.

From this incident, the public is then expected to be more aware of the potential for falsification of QRIS. Here's how to detect original or fake QRIS that can be done.

Consumers who will make payments through QRIS are advised to use the official Payment System Service Provider (PJSP) to prevent falsification of QRIS. The reason is, the PJSP application has various features, one of which is to help detect and prevent fraud transactions to fake merchants. There are many PJSP applications that can be used, one of which is the mobile banking application.

After the QRIS scan is successful, consumers will be taken to a page containing information on behalf of the QRIS provider, located on the label. Information on the name must match the merchant's name. If differences are found, it is advisable to ask the merchant employee to ensure the security of the payment again.

Customers will receive a notification stating that payment is successful. Do not rush out of the area because it is recommended to customers to check carefully. You can also ask the waiter or merchant whether the funds paid have been entered or not.

Have you ever met a cashier employee asking permission to take a picture of your QRIS transaction evidence with their cellphone? This effort is quite suspicious considering that the proof of a successful transaction should have been sent to a payer, while the recipient of the funds will get a separate notification. Of course, the information sent between the merchant and the customer is similar.

It is fitting for merchants to display the QRIS code on the cashier's desk. This is done to make it easier for customers to make payments. It is recommended to be more vigilant if customers are offered QRIS which is not displayed or sourced from cellphones and other hidden media.

That's information about how to detect fake QRIS. Visit VOI.ID to get other interesting information.