Partager:

JAKARTA - Ultra Micro Holding (UMi) formed by PT Bank Rakyat Indonesia (Persero) Tbk as the parent company with PT Pegadaian and PT Permodalan Nasional Madani (PNM) noted that it has served 36 million debtors and 162 million savings and loan customers since it was formed on September 13 2021. .

Meanwhile, BRI Group's micro credit distribution grew double digits until the end of Quarter II 2023, thereby encouraging growth in the MSME segment's portion of the company's overall business.

By the end of June 2023, BRI had succeeded in disbursing microcredit amounting to IDR 577.94 trillion.

This figure grew 11.41 percent year on year (yoy). With this growth, BRI Group's microcredit portion was able to reach 48.08 percent of the company's total credit distribution which reached IDR 1,202.13 trillion.

BRI President Director Sunarso said that this growth was inseparable from the successful integration of the ultra-micro ecosystem led by BRI as well as Pegadaian and PNM as subsidiaries.

"Yes, it is true that the microcredit portion alone, not MSMEs, our microcredit portion is almost half of BRI's total credit. The direction is that we don't grow upwards but we grow downwards. "And below that is what we call ultra micro," said Sunarso, Wednesday, September 13.

Sunarso also conveyed the latest developments in the implementation of Holding UMi which has succeeded in providing services and integrating tens of millions of borrower customers in the UMi segment and even hundreds of millions of micro savings customers, spread across various places throughout Indonesia.

"As of June 2023, Holding UMi has succeeded in integrating more than 36 million borrower or debtor customers, and 162 million micro savings customers. "And this is supported by 1,013 shared Ultra Micro Service Center (Senyum) co-location office units," said Sunarso.

Sunarso said that together with the members of Holding UMi, BRI utilized a joint office called the SENYUM co-location office (Ultra Micro Service Center) which consisted of BRI, BRI Micro, and then Pegadaian and PNM to support the provision of ultra micro-services.

Sunarso said that the potential for the ultra-micro business segment and levels below is actually still abundant. However, he continued, the more important thing is how to manage it properly.

Micro credit distribution which grew double digits means that the proportion of BRI MSME credit also continues to grow. Until the end of Quarter II 2023, 84.48 percent of BRI's total credit or IDR 1,015.54 trillion was credit disbursed to the MSME segment.

"This is the first time that BRI MSME credit has exceeded IDR 1,000 trillion. Thus, BRI's aspiration to achieve an MSME credit portion of 85 percent is actually only 0.52 percent. "In fact, we want to achieve this aspiration later in 2025. For this reason, BRI remains committed to continuing to increase the portion of MSME credit to reach 85 percent in 2024," concluded Sunarso.


The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)