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JAKARTA Bank Indonesia (BI) stated that the distribution of new credit by banks in May 2023 is indicated to increase compared to the previous month.

Head of the BI Communication Department Erwin Haryono said that this was reflected in the Weighted Net Balance (SBT) for new lending in May 2023 of 82.6 percent. This figure is higher than the SBT in April 2023 which amounted to 68.9 percent.

"The main factors that affect the distribution of new loans include requests for financing from customers, prospects for monetary and economic conditions in the future, as well as levels of business competition from other banks," he said in a press release Tuesday, June 20.

According to Erwin, for the entire second quarter of 2023, the offer of new credit disbursement from banks is expected to increase.

Meanwhile, the demand for corporate financing in May 2023 is indicated to have limited growth. It was stated that the corporate financing SBT was recorded at 12.5 percent, lower than the 19.8 percent SBT in April 2023.

"The majority of financing comes from own funds but is lower than the previous month," he said.

Meanwhile, requests for financing sourced from domestic banks are indicated to increase. Erwin said that financing from the use of attractive leniency facilities was indicated to be lower than the previous month.

Then on the household side, demand for new financing is indicated to increase slightly in May 2023. Erwin said, household majority proposed types of financing in the form of multi-purpose loans and chose commercial banks as the main source of additional financing.

Other financing sources that are household preferences to meet financing needs include cooperatives and leasing, "he concluded.


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