Digital Investments Are Increasingly Diverse, Stay Careful In Choosing Types And Platforms

Illustration. (Photo: Unsplash)

PONTIANAK - East Java Information and Communication Technology Volunteer Secretary Mei Santi invites the public to become familiar with various digital investments to avoid fraud.

"Digital investment is an investment activity to get long-term profits in a digital way through internet technology," said Santi in a statement, as quoted by Antara, Sunday, November 20.

She conveyed this in the webinar "Easy and Safe Young Generation's Choice of Digital Investment" in Pontianak, West Kalimantan, which was held by the Ministry of Communication and Informatics together with the Sibercreation Digital Literacy National Movement (GNLD).

Mei said several types of digital investments were digital gold investments, mutual funds, digital stocks, foreign exchange, and property investments. Currently, there are also many digital investment platforms, such as seeds, Barksa, iPotfund, and so on.

Mei added, some of the advantages of investing digitally are that it can save investors' time, is practical, investments can be started with a small nominal, and transactions are easy and can be done anywhere.

Digital investments can also be long-term savings that are easy to monitor.

"However, there are also drawbacks, such as being vulnerable to fraud, sometimes the application experiences problems or errors, or it takes time to disburse investment returns," said Mei.

Therefore, continued Mei, there are a number of digital investment tips for beginners. Some of them are choosing the type and investment platform carefully.

In addition, the legality of its operations must also be ensured by checking directly on the Financial Services Authority (OJK) website. Then, do not provide important or confidential personal data.

“Don't forget to change your password and PIN periodically. Then, don't use public WiFi networks often. And what is no less important is understanding the risk of the investment chosen," she said.

Meanwhile, Sayyid Ali Rahmatullah Tulungagung, Business and Marketing Lecturer at UIN, Deny Yudiantoro, reminded the public of the many fraudulent investments offered to the public.

According to her, in order not to fall into bogus investment offers, two things need to be ensured, namely legality and logic.

Legality is whether the company is registered and has official legal permits, then it is logical regarding the rationality of profit sharing from the investment.

"Some of the characteristics of fraudulent or illegal investments are promising large profits in a short time, promising bonuses from recruiting new members, claims without risk, or unclear legality," said Deny.

With the presence of the National Digital Literacy Movement program by the Ministry of Communication and Information, it is hoped that it can encourage people to use the internet in an intelligent, positive, creative and productive way.

This activity is specifically aimed at communities in the Kalimantan region and its surroundings which not only aim to create intelligent communities, but also help prepare superior human resources in using the internet positively, critically and creatively in the industrial era 4.0.