5 Anti-Boncos Online Shopping Tips During ShopTokopedia Salary

Illustration of the ShopTokopedia platform (photo: ShopTokopedia)

JAKARTA - The Central Statistics Agency (BPS) noted that GDP per capita of the Indonesian people in 2023 reached IDR 75 million with economic growth reaching 5.05 percent.

Indonesia's economic growth is still supported by consumption, where the Household Consumption Expenditure Component is the second largest, reaching 4.82 percent.

"The ability to manage finances wisely, especially when the salary date arrives, is very important to study and implement in order to meet current and future needs effectively," explained Tokopedia and TikTok E-commerce Head of Communications, Aditia Grasio Nelwan.

For this reason, ShopTokopedia shares a number of tips on managing monthly salaries carefully and efficiently:

Take note of all revenues and expenses

Noting all income and expenses is the main requirement in managing finances. Recording income and creating expenditure posts will make it easier to track expenses that are not really needed.

Use promos for shopping for daily and monthly necessities

Promos and discounts on e-commerce are numerous. In fact, there is a special campaign in special moments that can make daily shopping even more efficient. By utilizing promos and discounts, people can be more efficient in shopping and meeting their daily needs," said Aditia.

Don't forget the savings post, investment, and emergency funds

Savings, investment, and emergency funds are posts that need to be filled every month when managing monthly salaries. Savings and investments are prepared to meet future needs, such as travel funds, wedding fees, buying houses, buying vehicles, or worship.

Meanwhile, emergency funds become posts that will be used if an emergency occurs. For example, when the house is damaged or helps family and relatives.

Conduct routine evaluations for each expenditure post

Every month, don't forget to conduct routine evaluations for each expenditure post. This is important to do so that you can see more clearly the expenditure posts that may not be deemed necessary.

Take Advantage of the PayLater feature wisely

One of the features on every payment service platform or online shopping is PayLater. This feature can be the choice of the community to meet daily needs while getting various attractive promos.