Beware Of Cyber Crime, Understand Types Of Cyber Fraud That Generally Occur!

Illustration of cybercrime (photo: Pexels)

The rise of cyber crime in the form of fraud is still a serious problem. Data from the Ministry of Communication and Information noted that from 2017 to 2022 there were 486,000 reports of criminal acts of information and electronic transactions.

Of these, the types of fraud that dominate are online transaction fraud with a total of approximately 405,000 reports. The most common types of cyber fraud aremalware, phishing, voice phishing (vhishing), or smishing.

To that end, banking companies that prioritize digital transformation, Bank DBS Indonesia shares several ways to identify and overcome these risks.

Avoid clicking file posts with the.APK link

Fraud by sending wedding invitation documents or delivery package courier photos with file format.APK very much happens. If you click on a link or install a.APK file containing that malware, the fraudster will gain access to your phone and then be able to steal your personal data.

In the worst case, these cyber scammers can gain access to your bank account account. Therefore, it is very important to always be careful and alert when receiving suspicious messages or links.

Be Careful in providing information on social media

For those of you who are active on social media, it is important to remember to be wiser and more careful in sharing information on your account. Never provide personal information or data such as your ID card, driver's license, passport, date of birth, to home address and phone number in any public forum.

Change of password periodically

In addition, don't forget to take simple but important steps to prevent cybercrime by changing passwords regularly. By doing so, you can ensure that personal data and information stored in your account are safe. To create a strong password, use a combination of numbers, symbols, capital and small letters.

Be alert when scanning QRIS in public places

Currently, buying and selling transactions are easier with QRIS, where you only need to scan the QRIS code and enter a password. However, many modes of fraud deliberately install fake QRIS in locations such as supermarkets and restaurants which of course do not belong to the merchant.

To avoid fraud via QRIS, pay attention to QRIS at the transaction location, pay attention to the name of the merchant that is displayed when scanning the code, do not make QRIS code payments that include a shortened URL link, and pay attention to and pay attention to the physical QRIS code poster where you are transacting.

Activate two factor authentication (2FA)

One of the important steps in protecting accounts is to enable the twin factor authentication or two-factor authentication. By using a combination of 2 factors, your account will get double protection.

Block unknown numbers

Sometimes, scammers try to contact you by phone to dig up personal information by showing that they know you personally. If you receive a call from a suspicious number, avoid answering or providing personal information.