YOGYAKARTA - GoTo Financial officially launched the latest GoPay application Wednesday, July 26. GoPay digital wallets have been used quite often so far but in the form of services on the Gojek platform. This time GoPay was presented as its own application apart from the online motorcycle taxi transportation service platform. So what's the advantage of the new GoPay application?

Hans Patuwo, President of the GoTo Financial Technology Business Unit, said that the GoPay application was released to facilitate user access. With a lighter platform size, GoPay can be downloaded and installed on various types of smartphones.

This e-wallet application can be used starting last Wednesday. There are several advantages that the GoPay application will pamper its users.

The GoPay application will become a platform that will compete with other e-wallets such as OVO, DANA, Flip, and the like. In a press conference in Jakarta last Wednesday, Hans Patuwo conveyed some of the advantages of the new GoPay application to attract users, as follows.

Not a few mobile phone users are reluctant to install new applications because the memory capacity of their cellphones is limited. However, for this application, you don't need to be confused about memory usage. The GoPay application has a small and lightweight file size so it is suitable to be installed in various classes of mobile phones, both potato cellphones and flagship.

The new GoPay app comes on the Play Store with a size of 1.4.0 of 24.53 MB. While on the App Store, this application is available in version 1.2 with a size of 91.8 MB. In addition, the GoPay application is also compatible with various types of mobile phones, both running the Android 5.0 operating system (Lolipop), iOS 12 operations on the iPhone, and later.

Another advantage offered by the new GoPay application is free transfer fees to various banks. Users can make instant transfers for free 100 times per month, which applies to various destinations such as GoPay and to bank accounts.

The presence of a maximum transfer-free excess 100 times without conditions is certainly useful for saving the user's finances. Usually, if you make a transfer via GoPay in the Gojek application, the user will be subject to an admin fee burden of Rp. 2,500 per transfer to a bank account.

One of the important things that payment application users always need is mutations or expenditure history. In this GoPay application, users can see transaction history for 30 days when making it easier to track expenses. Users can see transaction records within a daily, weekly, monthly period.

Even though it is separate from the Gojek platform, the GoPay application is still integrated with Gojek and Tokopedia. So users can see all their shopping history through the Gojek, GoPay, Tokopedia, or applications outside the GoTo ecosystem at one door, namely the GoPay standalone application.

The GoPay app also provides a feature to create independent expenses records. This feature makes it very easy for users to always monitor expenses and have bookkeeping from their respective GoPay balances. This application can be a kind of monthly 'book' of expenses, and users can see total expenses on the running month.

Another advantage of this new GoPay application is the strict level of security. This application has been supported by five layers of security as an effort to ensure data security and transaction activities of its users.

Users can activate 5 layers of security, including: HP number verification, email verification, fingerprint biometrics enabled, upgrade to GoPay Plus, set PIN. Users can also see the security percentage of their GoPay account on the front page (home screen).

Demikianlah reviewasi mengenai kelebihan aplikasi GoPay baru yang dihadirkan terpisah dari platform Gojek. Hadirnya e-wallet GoPay ini tentunya sangat membantu kebutuhan pengguna dalam melakukan transaksi secara digital.

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