YOGYAKARTA Application for home ownership loans (KPR) through the People's Housing Savings Management Agency (BP Tapera) for employees is still a question mark. Because the KPR requirements with Tapera cannot be met by several parties. So what are the requirements for Tapera's home loan?
As is known, Tapera is intended for employees to make it easier to get home ownership credit. However, to apply for credit, employees must meet certain requirements. Employee criteria that must take part in Tapera are listed in Article 7 of PP No. 21 of 2024
Meanwhile, employees who want to apply for a mortgage through Tapera must meet a number of conditions, namely as a joke, reported by the Tapera website.
Employees who are Tapera participants cannot directly apply for a home mortgage because they must have a participation period of at least 12 months. However, this requirement does not apply to former Taperum Participants.
Tapera participants who may apply for a mortgage are workers with a maximum net salary of IDR 8 million per month per individual.
The 30 percent pay cut for Kapera applies to all workers, but the Tapera mortgage application is only intended for those who have never had a home before.
Applicants must also state an interest statement to apply for housing financing through Tapera.
Participants who become husband and wife and both become Tapera participants have the same rights as participants. It's just that the application for Tapera financing cannot be done simultaneously and must have different services.
For example, husbands can apply for mortgages, so wives are only allowed to apply for Home Renovation Loans (KRR).
Applications for the Tapera KPR can be made through the State Savings Bank (BTN). The following is how the applicant must submit.
SEE ALSO:
Reporting from the Tapera website, here are the requirements for the KPR submission document that must be met by the applicant.
That's information related to the KPR requirements with Tapera. Visit VOI.id to get other interesting information.
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