BCA Prints Rp29.5 Trillion Profit and Credit Reaches Rp1.000 Trillion in Semester I-2026

BCA President Director Hendra Lembong. (Photo: Screen capture/VOI)

JAKARTA - PT Bank Central Asia Tbk (BBCA) recorded the distribution of credit of IDR 1,000 trillion or up 8 percent from the same period last year which was recorded at IDR 1,036 trillion.

This achievement was supported by solid funding, with a growth in giro and savings (CASA) of 10.2 percent year-on-year reaching Rp1,082 trillion.

BCA's total third-party funds (DPK) rose 7.9 percent year-on-year to Rp1,284 trillion.

CASA BCA's share reached around 84.3 percent of total DPK, and the cost of funds (CoF) was consistently maintained.

"BCA's performance in the first half of 2026 is supported by various things, such as BCA Expoversary 2026 and the distribution of productive loans to various sectors. We ensure that BCA credit distribution is carried out by always considering the principle of prudence and the company's liquidity conditions," said BCA President Director Hendra Lembong, Tuesday, July 28.

He added that BCA's credit was supported by productive financing of Rp802 trillion, an increase of 11 percent year-on-year.

The distribution of productive credit includes corporate financing which grew 13.6 percent year-on-year to Rp513.4 trillion, as well as commercial and SME credit with a growth of 6.6 percent year-on-year to Rp288.5 trillion.

The loan at risk (LAR) and non-performing loan (NPL) ratios are maintained at 4.9 percent and 1.9 percent, respectively.

Total profit of BCA and its subsidiaries in the first half of 2026 reached IDR 29.5 trillion.

BCA's green financing grew 19 percent year-on-year to Rp123 trillion.

This achievement is supported by sustainable financing to the Renewable Energy sector which grew by 82 percent year-on-year to Rp7.7 trillion.

In addition, electric motor vehicle loans grew 25 percent year-on-year to reach Rp4 trillion.