Responding to the needs of Micro, Small and Medium Enterprises (MSMEs) for financial understanding and security of digital transactions, GoPay together with the Financial Services Authority (OJK), Bank Indonesia (BI), the Financial Transaction Reporting and Analysis Center (PPATK), and the Association of Indonesian Joint Funding Fintech (AFPI) presents a financial education program entitled Smart Together with GoPay in Denpasar, Bali.
This program invites 150 MSMEs in Bali to understand practical methods of financial management, maintain the security of digital transactions, and get to know various digital financial services that users can use wisely and responsibly.
Participants were also equipped with an understanding of the risks of misuse of digital financial services (such as online gambling) and the efforts that can be taken to prevent this from happening.
In addition to the educational session, participants also carried out a simulation of business financial management practices to ensure that participants have a direct understanding that is relevant to the daily operational business. To support sustainable business development, various digital financial solutions from GoPay are also presented that can be used easily and safely.
Head of Corporate Affairs GoPay, Audrey P. Petriny, said that financial literacy and digital transaction security are important foundations for MSMEs to grow healthy and sustainable.
"The development of MSMEs does not only depend on the ability to manage finances, but also an understanding of running a business safely in the digital era. Through Pintar Bareng GoPay together with OJK, BI, PPATK, and AFPI, we want to help MSMEs strengthen their business foundations through the practical use of technology and ensure the safe use of technology," he said. , in a written statement, Friday, May 22.
In the talkshow session, OJK emphasized the importance of financial literacy and inclusion so that MSMEs always have access to legal financial services, and are officially licensed by OJK. Meanwhile, AFPI reminded participants of the importance of behaving wisely in utilizing online loan services and always adjusting loans to financial capabilities in order to avoid the risk of default.
Bank Indonesia also emphasized the benefits for MSMEs to have QRIS, so that MSMEs business actors can receive payment transactions safely, properly arranged, and neatly recorded. Especially for MSMEs in Bali, the QRIS Cross Border service feature will make it easier for MSMEs to receive cross-border payments from tourists from Thailand, Malaysia, Singapore, Japan, South Korea, and China. In addition, Bank Indonesia also highlights the importance of security in digital transactions, including maintaining the confidentiality of personal data and increasing vigilance against digital fraud.
In line with other sources, PPATK also reminded UMKM actors to ensure that their businesses are not misused for illegal activities such as online gambling transactions or become a means of money laundering directly or indirectly.
The Smart Together with GoPay program is part of GoPay's ongoing commitment to expanding digital financial literacy and inclusion in Indonesia. Through this program, GoPay also supports the creation of a safe, healthy, and inclusive digital economic ecosystem for all communities.
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