Ultra Micro Holding Successfully Distributes Rp631.9 Trillion Loans For 34.7 Million Debtors

Director of Micro BRI Akhmad Purwawajaya (right). (Photo: ANTARA)

JAKARTA - Ultra Micro Holding (UMi) as a result of the collaboration between PT Bank Rakyat Indonesia (Persero) Tbk as the parent company, together with PT Pegadaian and PT Permodalan Nasional Madani (PNM), Holding UMi was able to expand access to capital while strengthening economic resilience at the grassroots level, especially for micro and ultra micro business actors.

It was recorded that until the second quarter of 2025, Ultra Micro Holding had served 34.7 million active debtors with total financing reaching IDR 631.9 trillion.

BRI Micro Director Akhmad Purwawajaya detailed that BRI distributed Rp479.8 trillion, followed by Pegadaian of Rp101.5 trillion, and PNM of Rp50.6 trillion.

"In the same period, the number of micro deposits also reached 126 million accounts," he said, Wednesday, August 6.

Akhmad added, until now there have been 1,031 SanyuM outlets spread across many regions.

This makes it easier for customers to access various products and services from the BRI Group ecosystem without having to go all the way to the branch office.

In addition to providing access to capital, he continued, BRI also actively assists micro business actors to advance to class and increase competitiveness through various sustainable empowerment initiatives, such as BUMN Houses, BRILiaN Villages, to Business Clusters.

The focus of this assistance includes education on financial literacy, entrepreneurship training, and programs to increase business capacity.

"With an increasingly solid and inclusive ecosystem, Ultra Micro Holding is optimistic that it will continue to be a driving force for people-based national economic growth," concluded Akhmad.

Sebagaimana diketahui per Juni 2025, BRI berhasil mencatatkan penyaluran kredit sebesar Rp1.416,62 triliun atau tumbuh 6 persen yoy dan seluruh segmen pinjaman tercatat tumbuh positif.

Adapun penyaluran kredit BRI masih didominasi oleh segmen UMKM dengan porsi mencapai 80,32 persen atau dengan nominal sebesar Rp1.137,83 triliun.

As is known as of June 2025, BRI managed to record credit disbursement of IDR 1,416.62 trillion or grew 6 percent yoy and all loan segments recorded positive growth.

Meanwhile, BRI's lending is still dominated by the MSME segment with a portion of 80.32 percent or with a nominal value of IDR 1,137.83 trillion.