This Is A List Of Regional Government Funds With The Largest Deposits In Banks

Illustration. (Photo: Doc. Antara)

JAKARTA - The Ministry of Finance revealed that until the third quarter of 2025, the absorption of the Regional Revenue and Expenditure Budget (APBD) was still not optimal.

Minister of Finance Purbaya Yudhi Sadive explained that due to the slow realization of spending, local government-owned funds (Pemda) are now piling up in banks with a total of IDR 234 trillion.

Purbaya explained that the central government had actually distributed funds to the regions quickly and on time. However, the delay in the implementation of the budget at the regional level has made the funds not be utilized optimally.

"The low absorption has resulted in adding additional deposits of local government money that are unemployed in banks up to Rp234 trillion. So it is clear, this is not about the money not having any, but about the speed of execution," he said in an inflation control meeting in 2025, quoted Thursday, October 23.

Purbaya emphasized the importance of accelerating the realization of spending, especially for productive activities that have a direct impact on regional economic growth.

In addition, he also asked regional apparatus organizations (OPD) to be wiser in managing cash and not delay the use of the budget until the end of the year.

Purbaya also reminded that financial governance is well maintained because the delay in budget absorption not only slows development but can also reduce public and investor confidence.

"Public trust and investors are the main capital. Once lost, building it takes a long time," he added.

As of September 2025, the realization of APBD spending only reached Rp712.8 trillion or around 51.3 percent of the total ceiling of Rp1,389 trillion. This figure was recorded to have decreased by 13.1 percent compared to the same period the previous year.

"This means that the regional economic turnover is slower. If we go into detail, employee spending is relatively stable, down slightly by 0.7 percent, but what needs serious attention is that capital expenditure is only IDR 58.2 trillion, down by more than 31 percent. Even though this is spending that directly has an impact on development and employment," he explained.

The following is a list of 15 local governments with the largest deposits of funds in banks according to the Ministry of Finance:

DKI Jakarta Province IDR 14.6 trillion East Java Province IDR 6.8 trillion Banjarbaru City IDR 5.1 trillion North Kalimantan Province IDR 4.7 trillion West Java Province IDR 4.1 trillion Bojonegoro Regency IDR 3.6 trillion West Kutai Regency IDR 3.2 trillion North Sumatra Province IDR 3.1 trillion Talaud Islands Regency IDR 2.6 trillion Mimika Regency IDR 2.4 trillion Badung Regency IDR 2.2 trillion Tanah Bumbu Regency IDR 2.11 trillion Bangka Belitung Province IDR 2.10 trillion Central Java Province IDR 1.9 trillion Balangan Regency IDR 1.8 trillion