PT Bank Muamalat Indonesia Tbk added one new partner who became a gold supplier, namely PT Pegadaian Gallery Dua Empat (Galeri24) to fulfill the demand for ordering gold products through financing the Hijrah Golden Solution.
Director of Bank Muamalat Ricky Rikardo Mulyadi said that his company is trying to facilitate the increase in customer interest and society to have gold bullion.
Moreover, the high interest is supported by the increase in public financial literacy in asset protection from inflation plus the upward trend in gold prices.
"Therefore, we add gold bullion supplier partners so that customers have various options. God willing, the partners we cooperate with are also trustworthy," said Ricky quoting Antara.
Galiardi 24 gold bullion has been certified according to SNI 8880:2020 published by the National Standardization Agency. In addition, gold bullion Gallery 24 is easy to resell, providing flexibility for its owners to disburse at any time.
When compared to the position in September 2024, Bank Muamalat's gold financing grew significantly, reaching more than IDR 460 billion in September 2025.
Of the total approximately half tonnes of gold bookings by customers as of September this year, almost 28 percent of them are gold from Gallery 24.
Ricky admitted that he was grateful that gold financing showed positive growth. This is in line with the business transformation that Bank Muamalat is accelerating in the retail consumer line.
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"We hope that Bank Muamalat's gold financing will make it easier for the public to plan and achieve their financial goals according to sharia principles, for example to prepare for children's education funds, prepare for the cost of Hajj or Umrah travel, as well as as emergency funds," said Ricky.
Customers can apply for gold financing for the Hijrah Golden Solution through the nearest Bank Muamalat branch office or through the mobile banking application Muamalat Digital Islamic Network (Muamalat DIN).
The application for gold financing through Muamalat DIN is still a pilot project until the end of this year. In addition to ID cards, customers need to prepare a Taxpayer Identification Number (NPWP) for the application for gold financing with a value above IDR 50 million.
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