Low BTN Absorption, Purbaya Ready To Transfer To Other Banks

Illustration: Photo: Doc. ANTARA

BOGOR - Minister of Finance Purbaya Yudhi Sadive stated that there is a possibility that the remaining funds will be diverted from Rp200 trillion which has not been absorbed by a number of state-owned enterprise (BUMN) banks, including PT Bank Tabungan Negara (Persero) Tbk (BTN), whose absorption is considered low.

Purbaya said that BTN previously received an allocation of government funds of Rp. 25 trillion.

However, until now, he continued, the realization of the new distribution is estimated at around Rp. 10 trillion.

"We estimate that with the current situation, from the latest figure it can be IDR 10 (trillion). Maybe IDR 15 (trillion) I will distribute it to other places if they can't do it every time," he said in the Media Gathering of the 2026 State Budget, Friday, October 10.

He added that BTN previously expressed confidence that it would be able to absorb all the allocations of funds.

However, based on the latest data, the realization of the distribution did not match the initial expectations.

"As far as I remember, those who were the most optimistic were less than Rp. 25 trillion, it will run out soon. From the latest data it turned out to be like that," he said.

Even so, Purbaya will still wait for the results of direct talks with BTN management before making a final decision regarding the placement of the remaining funds.

"I will ask them, can they absorb the rest. If it's only Rp10 (trillion) it's too small. Wait for my meeting with BTN later, what the conditions will be," he explained.

Berdasarkan data Kementerian Keuangan per 9 Oktober 2025, realisasi penempatan dana pemerintah di lima bank Himbara menunjukkan tren positif yaitu Bank Mandiri telah memanfaatkan sekitar 74 persen atau Rp40,7 triliun dari total dana Rp55 triliun.

Sementara itu, BRI sudah menyalurkan sekitar 62 persen atau Rp34,1 triliun dari total dana Rp55 triliun, BNI mencapai 50 persen atau Rp27,5 triliun, Bank BTN menyalurkan sekitar 19 persen atau Rp4,75 triliun, dan BSI mencapai 55 persen atau sekitar Rp5,5 triliun dari penempatan dana Rp10 triliun.

Secara keseluruhan, dana yang telah disalurkan ke sektor riil diperkirakan mencapai Rp112,5 triliun.

Based on data from the Ministry of Finance as of October 9, 2025, the realization of the placement of government funds in five Himbara banks shows a positive trend, namely Bank Mandiri has utilized around 74 percent or Rp40.7 trillion of the total Rp55 trillion fund.

Meanwhile, BRI has disbursed around 62 percent or IDR 34.1 trillion of total funds of IDR 55 trillion, BNI reaches 50 percent or IDR 27.5 trillion, Bank BTN disburses around 19 percent or IDR 4.75 trillion, and BSI reaches 55 percent or around IDR 5.5 trillion from the placement of funds of IDR 10 trillion.

Overall, the funds that have been disbursed to the real sector are estimated at IDR 112.5 trillion.