MSIG Life Launches SECURE Life Insurance, Responsibility Money Up To 190 Percent

CEO & President Director of MSIG Life Wianto Chen (left). (Photo: Aris Nurjani / VOI)

JAKARTA PT MSIG Life Insurance Indonesia Tbk (MSIG Life) officially launched the latest innovation, namely Life Insurance Smile Critical Ultima Care (SECURE) which provides total protection against the risk of critical diseases by providing definite benefits in any situation.

With an approach that prioritizes certainty of benefits, SECURE is the first in Indonesia, coverage money (UP) must be paid either when diagnosed with critical illness, death, or still providing 100 percent of the UP again while still living at the age of 60 or 75 years.

MSIG Life CEO & President Director Wianto Chen explained, SECURE combines all protection into one simple and comprehensive policy with the benefits of a leading main feature of up to 190 percent benefits of coverage money; as well as the benefits of protection across all stages of critical illness, over 149 types of cancer and the benefits of early examination of cancer.

Then the benefits of dying; 100 percent additional coverage when customers live until the end of the policy; as well as a short payment period of 5 years and protection until the age of 60 or 75 years.

Wianto explained that amid the increasing uncertainty of life and the risk of critical illness, SECURE is here as a total protection solution, and whatever the situation, benefits will definitely be paid.

"We are proud to present products that provide gradual benefits when facing critical illness, 100 percent of coverage money if they die and an additional 100 percent of coverage money while staying healthy all in one policy. SECURE answers customers' needs for simple and definite comprehensive protection," said Wianto in his statement, Thursday, July 17.

MSIG Life Division Head of Agency Business Ferry Tjong explained the potential of this product, namely when customers have coverage money of IDR 5 billion and during the protection period have received claims payments in stages for the benefits of cancer examination.

In addition, initial and intermediate critical diseases, as well as angapollasti surgery, with a total claim paid of Rp4.7 billion, then at the end of the policy period if the customer is still alive and there is a remaining UP, then the customer will receive back the coverage money amounting to Rp5 billion so that the total that the customer gets is Rp9.7 billion.

Ferry said that in anticipating the risk of critical illness, MSIG Life also strengthens support for the community through digital innovation, namely the MyFit+ by MSIG Life mobile application.

According to him, this application helps users live a healthier lifestyle and is equipped with an independent health risk prediction feature.

"All the innovations we present are a form of MSIG Life's commitment to accompanying the Indonesian people to be more confident in the future and live a more meaningful life," concluded Ferry.