Encouraging The Increase In Consumer Loans, Bank DKI Collaborates With Transjakarta Employee Consumer Cooperatives

Photo: Doc. Bank DKI

JAKARTA - Bank DKI has built a synergy with the Transjakarta Employee Consumer Cooperative (KOPKARTRANS) in terms of the use of Bank DKI products and services, including the consumer segment, namely Multipurpose Credit / Financing Products (KMG / KMG iB) and Home Ownership Loans (KPR).

This synergy is Bank DKI's effort to improve Bank DKI's credit and financing performance, especially for the consumer segment. Acting (Plt.) President Director of Bank DKI Amirul Wicaksono in a written statement in Jakarta, Friday, July 5, said that this synergy is expected to facilitate credit access for Transjakarta Employees through competitive and innovative credit/financing products.

"In its role, Bank DKI supports the provision of competitive credit/financing products and meeting the consumptive needs of Transjakarta employees," said Amirul.

The business collaboration between Bank DKI and KOPKARTRANS was also outlined in the signing of the Cooperation Agreement signed by the Head of the Consumer Credit Group of Bank DKI, Zulfikryshah, and the Head of the Transjakarta Employee Consumer Cooperative (KOPKARTRANS), Arkadeus Hamudin who was also witnessed by the President Director of PT Transport Jakarta, Welfizon Yuza and the Director of Finance, HR and Business Support of PT Transport Jakarta, Mayangsari Dian Irwantari.

KOPARTRANS chairman Arkadeus Hamudin said in his statement that KOPARTRANS welcomed the synergy between Bank DKI in terms of product utilization and credit services in line with the role of KOPKARTRANS in improving the welfare of Transjakarta employees.

"We hope that this synergy will further increase the role of KOPKARTRANS, including in an effort to help improve the welfare of Transjakarta employees," said Arkadeus.

In line with this, the Director of Finance, HR and Business Support of PT Transport Jakarta, Mayangsari Dian Irwantari said that this collaboration between BUMDs is a good opportunity and synergy in the future.

"With this collaboration, Transjakarta Employees can easily access banking products and services such as credit/ Multipurpose Financing and Home Ownership Credit (KPR) from Bank DKI," said Mayangsari.

The chairman of the Bank DKI Consumer Credit Group, Zulfikryshah, said that Bank DKI continues to strive to expand the reach of consumer segment credit products and services through various collaborations with third parties.

"Through the collaboration that was built, Bank DKI encourages the creation of inclusiveness and ease of access to banking products and services, especially credit and financing products for all people in Jakarta," said Zulfikryshah.

For information, Bank DKI has a number of credit and financing products offered to Transjakarta Employees, including Multi Gun Credit (KMG) which can be used for consumptive needs such as vehicle purchases (including purchases of electric vehicles), education costs, religious tourism, and holidays.

In addition, in terms of providing mortgage products, Bank DKI also cooperates with various developers who provide subsidized and commercial-type houses that Transjakarta employees can have with affordable installment schemes.

Bank DKI Corporate Secretary, Arie Rinaldi said, in facilitating the application for credit and financing products for customers, Bank DKI also provides digital-based services.

"The more it makes it easier, Bank DKI is also currently developing an online KMG application embedded in the JakOne Mobile application which can accommodate consumer credit applications anywhere at any time," concluded Arie.