Ombudsman Values Small Children Can Be Registered As Participants, BP Tapera: It's Just Joking

BP Tapera Commissioner, Heru Pudyo Nugroho. (Aris Nurjani / VOI)

JAKARTA - The People's Housing Savings Management Agency (BP Tapera) opened its voice regarding a statement from one of the Indonesian Ombudsman members who stated that the Tapera contribution program could even be applied to small children in terms of saving.

The Commissioner of BP Tapera, Heru Pudyo Nugroho, assessed that the Tapera contribution program that can be applied to small children is just a joke so that it should not be taken seriously.

"Oh, it was his spontaneous reaction that made jokes, we didn't have any comments regarding that," he explained to VOI, Friday, June 14.

According to Heru, the statement should not be taken seriously because it is just a joke, because the Indonesian Ombudsman has seen how good the benefits of the Tapera program should not be rejected.

"I think it's just a joke from him, after looking at various things related to how the tapera business and so on, and it turns out that according to his assessment this program is actually useful and safe after being accessed by the Ombudsman, I think it's just a spontaneous joke from him," he said.

In addition, Heru conveyed that the mandatory nature of Tapera contributions for the community was in accordance with Law Number 4 of 2016 concerning Public Housing Savings.

Previously, Ombudsman Member of the Republic of Indonesia Yeka Hendra Fatika positively welcomed the Public Housing Savings (Tapera) and suggested that small children could become Tapera participants.

"If people know how good this is, the benefits of this tapera are, I'm sure even if possible, small children are registered as participants, it's okay to save savings. If it's only Rp. 100,000 - Rp. 200,000, it can still be done," he said.

For information, the Public Housing Savings Management Agency (BP Tapera) revealed that the beneficiaries of subsidized housing loans (KPR) are dominated by private workers.

"For housing financing liquidity facility (FLPP) funds whose value is large, who is actually the beneficiary? The realization of the distribution of subsidized mortgages is dominated by private workers at 77.5 percent," said Deputy Commissioner for the Disbursement of Tapera BP Tapera Sugiyarto Funds.

During 14 years the private worker sector (BUMN, BUMD, private/labor) dominated the distribution of KPR subsidies for the FLPP Tapera House. The highest distribution value occurred in 2022 of around 212 thousand units with a total distribution for the private worker sector of 1,145,112 units.

The classification of income that dominates the distribution of mortgage financing for the FLPP Tapera House during the 2010-2024 period is 379,532 units, which is the income range of IDR 3-4 million.

For the classification of the Rp3-4 million income range, it dominates all segments of the type of work, including civil servants, entrepreneurs, the TNI./Polri, and others.

"This private worker is the biggest and enjoys the benefits of FLPP a lot," said Sugiyarto.

BP Tapera distributed funds for subsidized houses for low-income people (MBR) as much as Rp9.08 trillion for 2024.

The distribution of funds consists of two housing financing programs managed by BP Tapera. FLPP funds as of May 8, 2024 have been distributed as many as 72,779 housing units worth Rp8.83 trillion spread across 8,245 housing, which was built by 5,899 housing developers from 32 distribution banks in 33 provinces and 376 districts/cities.

The Tapera housing financing contract in the same period, he said, had distributed 1,528 units worth Rp253.47 billion.