JAKARTA - Deputy Chairperson of Technical Affairs 3 of the Indonesian General Insurance Association (AUI) Wayan Pariama hopes that the making of government regulations (PP) related to third party liability (TPL) insurance can be realized by 2025.
"Every time there will be a PP, there must be a plan. For next year, the list of plans (PP to be made) must be completed in October or November this year. We want to encourage PP related to TPL insurance to be included in the list of plans for this October," he said in Jakarta, quoted from Antara, Friday, May 17.
He said that his party is currently collecting the data needed by the government in a study on making regulations regarding TPL insurance which is also referred to as insurance for the protection of legal responsibility against these third parties.
According to him, the data includes premium calculations. This is done to encourage the acceleration of the formation of the regulation.
Wayan said that actually TPL insurance has now been provided by many insurance industry players in Indonesia, but it is still voluntary and joins as a rider in the current all-risk vehicle insurance products.
The PP will also regulate that the type of insurance is imposed in a mandatory manner for all vehicle owners in order to provide responsibilities in the form of medical expenses for injured victims, compensation for the heirs of the deceased, as well as compensation for material losses due to the accident caused.
This is considering the relatively high number of accidents, which reached 103,645 incidents throughout 2021 with the death toll of 25,266 people and losses to the state budget of up to IDR 526.1 trillion.
" Jasa Raharja data shows 62.5 percent of families of victims of accidents died and 13 percent of families of seriously injured victims experienced poverty (post-accident)," he said.
He stated that the insurance premium plan will be imposed when the vehicle owner pays for the manufacture or extends the STNK.
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In addition, Wayan said that the PP plan will also regulate the obligation to provide insurance to protect participants in a crowd event from potential hazards that may occur during the event.
He said that his plan for the insurance premium would be included in the cost of purchasing tickets.
"Later, the PP will be regulated (TPL insurance for accidents) vehicles and crowd event insurance as mandatory insurance," he added.
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