JAKARTA - Bank Indonesia has prepared 4 special strategies to achieve the financial inclusion target in Indonesia by 2024 of 90 percent. "We from BI support and have a commitment to encourage financial inclusion which is targeted at 90 percent this year," said BI Deputy Governor Juda Agung, quoted on Sunday, March 24, 2024. Juda said the first strategy carried out by BI was the empowerment of the economy of Micro, Small, and Medium Enterprises (MSMEs) and subsistent. In addition, it will continue to digitize the payment system, through QRIS and so on. "Secondly, through economic financing, MSME financing where at this time we continue to encourage MSME inclusive financing. Currently, we continue to encourage MSME inclusive financing and currently it has reached 33 percent," he explained. Juda's third strategy is to expand education about finance to the public, namely financial literacy which includes knowledge about digital payment systems. According to Juda, the last strategy is to strengthen consumer protection, especially in industries supervised by BI. According to Juda, the target for the financial inclusion rate in Indonesia of 90 percent in 2024 is quite good, because in the 2000's financial inclusion was still at the 60 percent level. " “ Now the financial inclusion is 88.7 percent, 90 percent of the target will be achieved this year, God willing, it will be achieved," he said.
Juda added that this year's inclusion target will be achieved driven by high literacy and digitalization rates. Where people who used to be difficult to open a bank account are now made easier online so they don't have to come to the bank.

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