Sun Life Indonesia And Bank Muamalat Launch Asuransi Products Greetings Hijrah Arafah USD

Photo: Doc. Sun Life Indonesia

JAKARTA - Sun Life Indonesia and PT Bank Muamalat Indonesia Tbk introduce innovative insurance products designed to meet the needs of customers who travel on Hajj Plus spiritual trips. Salam Hijrah Arafah USD insurance is the latest sharia link unit insurance that provides comprehensive protection and financial benefits to ensure Hajj Plus experiences that are free of concerns.

This product is the first sharia link unit insurance product as a solution for Hajj Plus planning in Indonesia based on US Dollar currencies.

With a population of around 231 million Muslims or 86.7 percent of the total population, Indonesia is a country that has the largest Muslim population in the world, accounting for about 13 percent of the total Muslim population in the world. In the midst of this huge Muslim community, the cost of traveling to the holy land is an important concern that requires careful financial planning.

Special Hajj, also known as ONH Plus or Hajj Plus, is a form of pilgrimage organized by the Special Hajj Organizer (PIHK) through the Hajj Plus which is operated privately and supervised by the Ministry of Religion. The trend of Hajj Plus costs from year to year continues to increase. One of the factors contributing to the increase in Hajj Plus costs is the fluctuation of US Dollar exchange rates on Rupiah, which can have an impact on the travel costs and financial planning of prospective Hajj Plus pilgrims.

Asuransi Salam Hijrah Arafah USD men reflect the dedication of Sun Life Indonesia and Bank Muamalat in providing innovative financial solutions and in accordance with sharia principles for customers. By offering unique unit link insurance products in US Dollars, Sun Life Indonesia and Bank Muamalat aim to provide a different experience for customers in preparing Hajj Plus in the form of financial peace and security.

Furthermore, one of the unique sales points of this insurance product is its ability to increase the readiness of Hajj Plus planning from the performance of the investment funds formed.

Asuransi Salam Hijrah Arafah USD dirancang secara khusus untuk memberikan perlindungan holistik kepada jemaah Haji Plus dengan fokus pada rencanakan keuangan yang aman. Keunggulanan produk ini terletak pada perlindungan ganda yang meliputi risiko meninggal dunia hingga 300 persen. Companananan asuransi akibat causal alam maupun kecelakaan di berbagai situasi, termasuk saat menjalankan ibadah haji.

In addition, the premium payment period is also relatively short, only paying for 5 years will get protection for up to 10 years designed according to the Hajj Plus waiting period. This product also provides a Bonus Contribution benefit of 90 percent of the first year-long Insurance Contribution, which can be obtained at the end of the insurance period. Talking about this launch, Danning Wikanti as Chief Distribution Officer & Sharia Director of Sun Life Indonesia, stated that the introduction of this product strengthens the strategic partnership between Sun Life Indonesia and Bank Muamalat. The Asuransi Salam Hijrah Arafah USD was designed in such a way for affluent Bank Muamalat customers who remain rooted in Islamic values.

By only paying a Periodic Insurance Contribution for 5 years, customers can enjoy protection for 10 years, so that it can be used as an option to provide comprehensive financial composure and protection to Hajj Plus pilgrims, said Danning, in a written statement, Tuesday, February 27.Bank Muamalat positively welcomed the strategic partnership and launch of this product. Dedy Suryadi Dharmawan as SEVP Retail Banking Banking Bank Muamalat said that the Asuransi Asuransi Hijrah Arafah USD from Sun Life Indonesia, which was offered exclusively through Bank Muamalat, not only strengthened the commitment of the pioneer of Islamic banks in the country to expand the customer base in US Dollar currency, but also provided peace of mind to customers during the preparation and sacred journey of their Hajj Plus.

Through this collaboration, we are trying to make Hajj Plus safer and more memorable for customers who travel this spiritual journey, apart from being an innovative solution, this initiative also provides peace of mind to Hajj Plus pilgrims throughout their journey to the holy land," he said.