JAKARTA - Many people are currently still making financial mistakes that can have a negative impact on financial conditions, including having no financial planning, having no emergency fund preparations, having a credit dependence, and not investing in the future.

Starting the new year 2024, seems like the right moment to start financial planning. One of the financial plans that must be done is to invest in the future.

However, before starting to invest, it is important for the public to identify and know the type of investment profile they have. Are conservative types of investors who tend to seek security and stability or vice versa aggressive investors who tend to look for high investment returns.

In addition, the public also needs to determine financial goals, either long-term or short-term (short-term). After determining the financial goals you want to aim for, then the public can determine the right type of investment instrument.

One type of investment that is in great demand by the public is low risk investment, or low risk investment. This low risk investment is suitable for potential investors who have just started investing or are more likely to prioritize fund security than high investment returns.

Some examples of low risk investment products include government bonds, mutual money market funds, corporate debt securities, savings or accounts of deposits in banks, and time deposits.

One of the best and quality deposit products is Deposit BPR by Communal. As the first and only BPR Deposito product marketplace application in Indonesia, Deposit BPR by Communal offers low initial investment opportunities starting from IDR 1,000,000, very suitable for potential investors who have just started investing and prioritized fund security.

Deposit BPR by Communal understands that choosing investment products must be done appropriately and in accordance with the financial goals and risk profiles of investors.

For this reason, at the beginning of 2024, Deposit BPR by Communal through the #Select Yang Right to invite people to be more selective and intelligent in choosing investment products.

Communal Head of Marketing Vera Rosana said, early 2024 is the best momentum to choose the right steps in investing, so you have to be really wise and careful.

"Therefore, every investor must understand the profiles of themselves, the advantages and risks of each investment instrument and #Select Yang Right so that our finances can continue to grow significantly and be maximized, one of which is at Deposit BPR by Communal," he said, quoted Wednesday, February 7.

Deposit BPR is known to provide high returns to deposits of 6.75 percent, making it #More Untung and #MorePractical with direct access through one application to 376 BPR throughout Indonesia.

In addition, Deposit BPR by Communal also emphasized security with guarantees by LPS of up to 2 billion per deposit per bank account, and OJK (Financial Services Authority) has been recorded and supervised.

"In the future, by investing in Deposit BPR by Communal, it is hoped that the deposit can proceed positively and be able to achieve what is the financial goal. Therefore, don't forget to always #Select Yang Right," concluded Vera.


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