Gen Z Want To Have A Home? Check Out The BTN KPR Scheme For You Who Are 21 Years Old Starting From 21 Years Old

Illustration. (Photo: Doc. Antara)

JAKARTA - Good news for Generation Z born 1997 to 2002. The generation, who is familiarly called Gen Z, can now own their own homes, both as housing and investment, through the Home Ownership Credit (KPR) product owned by PT Bank Tabungan Negara (Persero) Tbk which can be accessed starting at the age of 21.

Bank BTN Corporate Secretary Ramon Armando said that currently Gen Z is starting to enter the workforce in Indonesia. This innovative and critical generation interest is also high enough to invest for the future. "We are trying to facilitate Gen Z's need for investment products, one of which is by owning property or housing through BTN Sales KPR products. We offer competitive interest rates, flexibility in payments, and a fast application process, we are trying to make home ownership more accessible to Gen Z," Ramon said in Jakarta, Thursday, September 21.

Adapun, produk KPR BTN Gaess tersebut menawarkan berbagai pilihan tenor, tingkat bunga yang kompetisi, dan tanpa uang muka muka. Produk tersebut memungkinkan Gen Z untuk memilih rencana pembayaran yang sesuai dengan kemampuan keuangan mereka."KPR BTN Gaess ditujukan untuk Gen Z dan Milenial dengan rangkapan usia mulai dari 21 tahun sampai dengan 40 tahun. KPR BTN Gaess ini adalah program KPR tanpa upan dengan suku bunga yang ditawarkan mulai dari 1,99 persen untuk developer tertentu. Jangka yang ditawarkan pun sampai 30 tahun, tambah Ramon.Dia melanjutkan, untuk memenuh penyediaman rumah bagi seluruh masyarakat, Bank BTN telah bekerja sama dengan lebih dari 7.000 mitra developer. Dengan kemitraan tersebut, ada berbagai jenis hunian yang dapat dipilih oleh Gen Z baik sebagai tempat ting maupun untuk investasi.

In the process of the KPR application, Ramon said, Gen Z can apply online quickly and easily, without the need to spend a lot of time in the bank office. Applications can be made through the BTN Properti application contained in the BTN Mobile SuperApp.

"BTN Mobile is integrated with the BTN Bank housing ecosystem so that Gen Z who wants to be practical can access the needs of mortgages with only one application," he said.

As of August 2023, the BTN Properti application has reached around 30 million visitors, with the number of applications for credit of more than 17,000 mortgage applications. As for the number of applications, the total credit disbursed through BTN Properti is around Rp. 1.3 trillion.