How To View BI Checking Credit Score Online, Make Sure Loan History Is Good!

Illustration of How to check BI Checking credit scores online (Freepic)

YOGYAKARTA - The BI Checking score is becoming a hot topic of conversation after there was an issue of someone failing to get a job because they have a bad credit score. Credit history is indeed one of the assessments when someone wants to apply for a credit loan. In addition, pay attention when someone applies for a job. Credit history too So how to check BI Checking credit scores online?

BI Checking is a history of debtors in banks or financial institutions, which in 2018 has been converted into a Financial Information Service System (SLIK) or OJK Checking. How a debtor in dealing with or responsible for his credit dependents was recorded and judged by creditors.

Bad credit scores can hinder a person from doing a number of interests, such as applying for a loan to get a job. Therefore, you need to check BI Checking's credit score to see whether or not your history is a debtor.

BI Checking is a service system that is provided to support supervision and information services in the financial sector. Currently, everyone or debtors can check their credit scores online, along with the steps:

BI Checking or SLIK has an important war in the world of finance or banking. The usefulness of the BI Checking score starts from assessing the quality of debtors, the process of providing funds, verifying for cooperation with third parties, to increasing activity discipline in the financial industry.

Assessment in credit scores uses a scale from collectibility 1 to 5, as follows:

This score shows that the debtor has a good credit record. Debtors are responsible and orderly in paying monthly installments and interest. Debtors can pay off credit without ever being in arrears.

This score shows that the debtor has a record of collecting credit installments within 1-90 days.

This score shows that the debtor has a record of delaying credit installment payments within 91-120 days.

This score shows that the debtor has a record of delaying credit installment payments with a period of 121-180 days.

This score shows that the debtor has a very bad credit history record. Generally, debtors in this score are those who are in arrears in credit installment payments within more than 180 days.

That's BI Checking credit score checks online. There are still many people who are not aware that behavior in the use of credit services is recorded and assessed, and it affects various activities. Therefore, make sure you have a good credit history.

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