Joss! Pegadaian Earns Rp1.77 Trillion Profit In Semester I 2022

President Director of Pegadaian Damar Latri Setiawan. (Photo: Doc. Antara)

JAKARTA - PT Pegadaian posted a net profit during the first semester of 2022 of IDR 1.77 trillion, growing 36.15 percent compared to the achievement of the first semester of 2021 of IDR 1.30 trillion.

This achievement was supported by operating income which increased from Rp. 10.44 trillion as of June 30, 2021 to Rp. 10.86 trillion as of June 30, 2022. Meanwhile, Pegadaian's assets recorded an increase of Rp. 67.8 trillion to Rp. 68.4 trillion yoy.

"I am very grateful for the positive achievement of the company's performance in the first half of this year. Of course this achievement would not have been successful without the support of Pegadaian's loyal customers and all Pegadaian people who have worked tirelessly to make the best contribution to the company," said the President Director of Pegadaian. Damar Latri Setiawan in a written statement, quoted from Antara, Thursday, July 21.

The growth in the company's better performance was also driven by the increase in the number of Pegadaian customers from 18 million people in June 2021 to 20 million people in June 2022. The increase in the number of customers grew by 11.11 percent.

"God willing, the positive performance achievement achieved by the company today will be a motivation for all Pegadaian personnel to continue to record even better performance in the future. We are also committed to continuing the transformation program in accordance with the needs of the community and the development of digital technology, " he added.

Furthermore, outstanding loans also recorded a growth of 5.13 percent from Rp 52.42 trillion in June 2021 to Rp 55.11 trillion in June 2022.

Damar also said that through Holding Ultra Micro, three entities, namely BRI, Pegadaian and PNM, are also expanding the co-location reach of the "SenyuM" ultra micro service center in a number of regions in Indonesia.

Currently, there are more than 600 SenyuM outlets that are ready to serve business actors to get easy, cheap, fast and safe financing.

Pegadaian also simultaneously starting semester II/2022 distributed sharia-based People's Business Credit (KUR) financing at 4,086 outlets throughout Indonesia.

The loan ceiling provided starts from Rp. 1 million to Rp. 10 million per customer. There is also a management fee (mu'nah) which is quite cheap at 6 percent per year.