BNI EDC Transaction Reaches IDR 50 Trillion At The End Of September 2021

Illustration (Photo: Doc. Antara)

JAKARTA - PT Bank Negara Indonesia Tbk. (BNI) reported that the value of virtual transactions through electronic data captures (EDC) machines had exceeded more than Rp50 trillion until the close of the third quarter of 2021.

BNI Director of Consumer Business Corina Leyla Karnalies said the number was collected from 200,000 BNI EDC merchants and e-commerce users who are partners with the company in supporting non-cash transactions.

"We are committed to supporting merchant business transactions through innovation and accelerating digital transformation so that financial services can be created quickly, safely and comfortably," he said in a press statement as reported on the official website on Thursday, November 4.

According to Corina, the company will continue to develop consumer banking products that are in line with customer behavior trends that are always changing rapidly.

Furthermore, he also said that BNI would give appreciation to merchants through the merchant reward program in the coming year from January to June 2022.

"This appreciation will be given to the top 10 merchants with the highest transactions during the program period, where the top five get a vacation package to Paris and the other five get a vacation package to Japan," he said.

For information, the state-owned bank has provided a payment method using the Indonesian Standard Quick Response Code or QRIS. Not only through printed QRIS (static QRIS), but currently payments using QRIS can be made on BNI EDC machines via BNI Mobile Banking QRIS Scan or other payment applications.

"We have also developed payments using the QRIS method through Open API technology. With this service, BNI merchants or partners can use the latest technology to add payment methods with QRIS on websites, applications or integration via merchant mail," said Corina.

In terms of performance, until September this year, the bank with the stock code BBNI claimed to have succeeded in collecting a net profit of IDR 7.7 trillion or a 73.9 percent jump year on year (yoy) from IDR 4.3 trillion in the same period 2020.

This profit growth mainly came from the increase in fee based income and net interest income by 16.8 percent and 17.6 percent respectively year-on-year (yoy).