Danamon Presents 'Ramadan More Blessing' For Customers

JAKARTA - PT Bank Danamon Indonesia Tbk (Danamon) presents a variety of product promos during the holy month of Ramadan in response to changes in people's consumption behavior during the holy month of Ramadan. The promo program Ramadan Lebih Berkah is designed to support customers to become smart spenders, use bank promos wisely and plan to get more value during Ramadan.

"Ramadan is a sacred moment that changes the consumption pattern and spending of the Indonesian people. We see a significant increase in spending, especially for the needs of breaking the fast, preparing for Eid, and going home. Through 'Ramadan More Blessings', Danamon is here to help customers manage their finances more wisely and in a plan, so that they can maximize the value of each rupiah spent," said Ivan Jaya, Consumer Funding & Wealth Business Head of PT Bank Danamon Indonesia Tbk, in his statement, Monday, March 10.

In addition to changing diet, the month of Ramadan also changed people's spending behavior significantly. Data from InMobi & Glance reveals that 40 percent of Indonesian consumers have started shopping preparations since two weeks before Ramadan.

Meanwhile, a report from Ipsos stated that individual spending during the month of Ramadan increased by 1.6 times compared to the usual month. Responding to this trend, Danamon provides various programs that are tailored to customer needs during Ramadan, ranging from promo dining, online transactions, to travel.

Promo Dining, Cashback To Ease Of Online Transactions With 0 Percent Installment

The JakPat 2023 survey shows that 87.3% of the public plans to take part in iftar events with family and relatives during Ramadan. Danamon offers various promos ning through debit cards, credit cards, and Danamon charge cards. Some of the attractive promos available include:

15 percent At Bottega Ristorante (Jakarta)men Save 20 Percent At Cafe Gran Via (Jakarta)men Save 20 Percent At Gyu-Kaku (Jabodetabek, Bali, Semarang, Bandung, Surabaya, Malang, Jogja, Palembang)mat 20 Percent At Thai Street (Jakarta, Tangerang, Bekasi)

Realizing the increase in online spending during Ramadan, Danamon offers a savings program of up to 50 percent for the use of Debit Cards, Credits, and Charge Danamon and also 0 percent installments for 24 months for purchases through e-commerce partners. For those who look for takjil at the time of Fertilization, Danamon also provides cashback of up to IDR 40,000 for each transaction at various favorite merchants with QRIS D-Bank PRO through Danamon Savings and Credit Card sources.

Supporting Smooth And Comfortable Homecoming Trips

Not only consumption patterns and shopping for different people during the month of Ramadan, but the tradition of going home is one of the most important things for many people in Indonesia, especially during Eid. The latest survey from the Ministry of Transportation in 2024 shows that the most transportation for Eid homecoming is trains by 20.3 percent, followed by 19.4 percent buses, 18.3 percent private cars, and 16.07 percent motorcycles.

Anticipating the tradition of Eid homecoming, Danamon also provides facilities to facilitate customer travel preparations. The 0 percent to 24 month installment promo with a minimum transaction of IDR 500,000 also applies to purchasing transportation tickets using Credit Cards and Charge Danamon through e-commerce partners, travel agents, and online travel agents.

One of the other leading products is Zurich Travel Insurance, which provides comprehensive protection for domestic and international travel. This insurance offers benefits such as self-accident coverage of up to Rp. 1,500,000,000, Medical and Emergency Costs of up to Rp. 2,500,000,000, as well as Protection of Bags and Personal Goods of up to Rp. 30,000,000. Customers can access further information through Danamon's official website.

Autocillin insurance with Comprehensive and Total Loss Only guarantees is also one of the leading products to make homecoming calm and comfortable. This insurance can be expanded by guaranteeing flood risk, earthquakes, riots, legal responsibility for third parties, as well as self-accination for drivers and passengers. Currently, customers can enjoy an economical promo of 20 percent for this vehicle insurance.

For people planning to go home using private vehicles, Danamon offers a Car Ownership Credit program (KPM Prima & KPM Prima Syariah). Customers can get vehicles with special flowers / margins starting from 1.89 percent per year.

In addition to protection, Danamon also provides cashbacks of up to IDR 100,000 each month for filling gasoline at Shell gas stations in several cities. Customers can also enjoy promos while on vacation or going home at various hotels in Indonesia, including Sango Group Hotel, Gran Melia, Best Western Hotels, and the Peninsula Hotel Tower and many others.

For customers who choose to vacation abroad during the Ramadan and Lebaran periods, Danamon prepares convenience through Danamon Savings More PRO. This savings offers foreign exchange transactions with a rate that dares to be pitted through the D-Bank PRO application, by replacing the difference of 5 times if there are other bank rates that are more competitive. Equipped also with 12 currencies in 1 savings account (IDR, USD, AUD, NZD, SGD, EUR, GBP, JPY, CNY, HKD, CAD, SAR), making it easier for customers to carry out international transactions.

"Through a series of programs 'Ramadan More Blessings', Danamon is committed to helping customers through Ramadan financially intelligently. By utilizing the various interesting promos we offer, customers can maximize their expenses, so they can focus more on the spiritual aspect of this holy month without ignoring the financial aspect," said Ivan.

With the support of Danamon's comprehensive financial solution, it is hoped that the community can undergo the holy month of Ramadan more solemnly and meaningfully, while maintaining their financial health. This is in line with Danamon's commitment as a bank with local and global networks to continue to transform into a single Financial Group that provides comprehensive financial solutions to meet customers' financial needs.